Motorcycle Insurance in Whitby


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Whitby Motorcycle Insurance with Oracle RMS

If you reside in Whitby and own a motorcycle, it is important to have motorcycle insurance. This is incredibly important to have for all bike riders due to the fact that you want to protect your bike(s) should there be any unexpected circumstances.

Located in Durham Region and east of Ajax, the Town of Whitby has a population of 128,377 people. It is the second largest municipality in Durham Region, after the City of Oshawa. The Town of Whitby is mostly an urban and economic area in the southern part of the town, while the northern side of Whitby is more rural. This is a perfectly good balance of location especially suited for the Town of Whitby motorcycle riders. Needless to say, for these Whitby motorcycle riders, they must always ride safely and cautiously especially with those around them.

This is due to the fact that the most common motorcycle accidents are within open roads or scenic countryside. With that being said, for current or new Whitby bike riders, it is mandatory to have motorcycle insurance coverage in Whitby. In fact, riding a bike without motorcycle insurance is illegal in Ontario. By having motorcycle insurance in Whitby, it will provide coverage and protection for every Whitby rider and their bike(s) from any potential loss, damages and fines. Therefore, Whitby riders must know that it is important to have motorcycle insurance in Whitby.

Motorcycle insurance will protect and provide coverage for your bike(s), all listed riders and any loss or damages. In Ontario, it is required to include and purchase the following motorcycle insurance coverage below:


Comprehensive Coverage:

This type of coverage will cover for any loss or damages caused by fire, vandalism, theft, storms, hail damage and other non-traffic accident claims.

Collision Coverage:

This section of a motorcycle insurance policy provides coverage if you’re in an accident that is your fault. This coverage will help pay for the bike repairs that were damaged in the accident that is less than the deductible amount.    

Total Loss Insurance Coverage:

This type of coverage will help pay to replace your bike.

Liability Coverage:

This section of a motorcycle insurance policy will provide coverage to protect the insured if a third-party has been injured or has succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.


Whether customers are shopping for motorcycle insurance, are aware of their upcoming motorcycle policy renewal or are looking to save money on their current policy, overall, it is important to be informed about motorcycle insurance and how a policy works.

In Need of Insurance for Your Motorcycle? We Have You Covered


In Whitby, when you purchase Motorcycle Insurance with Oracle RMS, you are insuring your bike(s), all listed riders, and any loss or damages resulting from a motorcycle accident.


By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest motorcycle insurance rates in Whitby that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of motorcycle insurance quotes for all Whitby residents.


At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision


The Right Coverage For You

At The Best Price

Motorcycle Facts in the Town of Whitby


For motorcycle repairs in the Town of Whitby, riders can go to some of the following motorcycle repair shops such as GP Bikes, RMW Custom Motorcycles Inc., Eagle Eye Custom Cycles, Kens Motoworks and many more.

To gear up for motorcycle training courses, new Whitby riders can get trained professional lessons at the Whitby campus of Durham College. For more information on these motorcycle training courses, interested riders can click on this website here:

There have only been two motorcycle events that occurred in the Town of Whitby. These events are: Shifting Gears for Sick Kids and the OTR Charity Day 2018.

Get the best motorcycle insurance in Whitby, quick and easy!

Motorcycle insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

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