Watercraft and Boat Insurance in Uxbridge

We’ve Got You Covered


Watercraft and Boat Insurance With Oracle RMS

Whether you’re out on Lake Simcoe or exploring the river trails in Uxbridge, Ontario, accidents can happen, and it’s important to have protection. At Oracle RMS, we understand the needs of boat owners in our area. That’s why we offer boat insurance tailored to protect your boat and lifestyle.

From jet skis to yachts, our insurance plans are designed to meet your needs. Get a free quote today and find out how we, as Uxbridge’s boat insurance experts, can help you stay safe on the water with the right coverage at a price that works for you.

What is boat insurance in Uxbridge?

Personal watercraft or boat insurance helps boat owners handle expenses if something goes wrong with their boat. It can cover damage to your boat, costs if you accidentally harm someone or damage their property in a boating accident, medical bills if passengers get hurt, and sometimes theft or vandalism. It also covers your personal property on the boat and often pays for emergency towing if your boat breaks down on the water.

Boat owners’ insurance from Oracle RMS

Here’s how Oracle RMS can help protect your personal watercraft with a boat insurance policy that includes the following coverage options:

Get a free quote for Watercraft and Boat Insurance with Oracle RMS today!

Liability Insurance

This insurance covers you if you accidentally injure someone or damage their property while boating. It pays for things like legal fees, medical expenses, and other related costs if someone sues you.

Comprehensive Boat Insurance

This insurance shields your boat from things like vandalism, theft, water damage, and fires that don’t involve a crash. Make sure to check with your insurance company to see exactly what’s covered, as it can vary.

Boat Towing and Assistance

If your boat breaks down while you’re on the water, this coverage helps with the cost of towing it to a repair shop. It also covers emergency services like fuel delivery if you need it.

Watercraft Medical Coverage

If you get injured on your boat or while getting off, this insurance will help pay for your medical bills.

Accidental Pollution Liability

We all want to keep our waters clean. If you accidentally spill harmful substances into the water, this insurance will help cover the cleanup costs.

Insurance for all types of watercraft!

At Oracle RMS, we provide insurance for all kinds of boats, big and small, including:

  • Fishing boats
  • Sailboats
  • Motor boats
  • Yachts
  • Pontoon boats
  • Sea doos
  • Jet skis
  • Kayaks
  • and more!

Is boat insurance mandatory in Uxbridge?

Boat insurance isn’t required in Uxbridge, but there are times when it’s helpful or necessary to have it. For instance, if you want to keep your boat at a marina, they might ask you to have liability insurance. Also, if you’re getting a loan to buy your boat, the lender might want insurance until you’ve paid off the loan.

Even if it’s not needed, having boat insurance is smart. Imagine if you accidentally hurt someone and had to pay their medical bills. Or if you damaged someone’s property? Insurance covers you for situations like these.

Get unmatched boat insurance coverage in Uxbridge with Oracle RMS today!

For top-tier boat insurance in Uxbridge, choose Oracle RMS. Our brokers will help you find a policy that suits how you boat, your past, and your budget.

Want a free boat insurance quote? Contact our Oracle RMS brokers by phone or use our online tool. We’ll offer you a great price for insurance that’s just right for you.


Do you need insurance on a personal watercraft?

No, it’s not mandatory to have insurance on a personal watercraft in Canada, but it is highly recommended. Insurance helps cover costs if something goes wrong, like damage to your boat or an accident while you’re using it.

The Right Coverage For You

At The Best Price

Get Your Free Insurance Quote with Oracle RMS Today

Get your free quote for Watercraft and Boat Insurance in Uxbridge, today!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
google Review

“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
google Review

We Got you Covered