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Auto Insurance in Barrie

Located in Central Ontario, the City of Barrie has a total of 141,434 people. Known for its motto, “The people are the City,” the population of Barrie, ON is growing at a rate of 2.42% per year over the past 15 years from 2001 to 2016. With that number of people in the City of Barrie, driving around the area doesn’t seem hectic at all. However, with Highway 400 as the main road leading to Toronto and up to cottage country, there are more risks for Barrie drivers due to the number of vehicles passing through the City of Barrie.

If you are residing in Barrie and own a registered vehicle, it is important to have auto insurance. Driving without car insurance is a very serious offence; you can be fined for a first conviction of a minimum of $5,000.00.

In Barrie, when you purchase Auto Insurance with Oracle RMS, you are insuring your vehicle, all listed drivers, and any loss or damages resulting from a car accident.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest auto insurance rates in Barrie that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of auto insurance quotes for all Barrie residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.

Auto insurance will protect and provide coverage for your vehicle(s), all listed drivers and any loss or damages. In Ontario, it is required to include and purchase the following automobile insurance coverage below:

 

> Third Party Liability Coverage: This section of a car insurance policy will provide coverage to protect the insured if a third-party has been injured or have succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.

>Statutory Accident Benefits Coverage: This will provide the insured with benefits if they are injured in an auto accident, regardless of who caused the accident. This includes medical, rehabilitation and attendant care benefits and income replacement benefits.

>Direct Compensation – Property Damage (DC-PD) Coverage: This section of a car insurance policy covers damage to the insured’s vehicle and its contents and for loss of use of their vehicle or its contents in the case of an accident, for which the insured was not responsible for. Since it was another individual who caused damage, the insured will collect direct compensation from their insurer.

>Uninsured Automobile Coverage: This coverage will protect the insured and their family, should they be injured or killed by a hit-and-run driver or by an uninsured motorist. It will also provide coverage to the insured’s vehicle caused by an identified uninsured driver.

 

Whether customers are shopping for car insurance, are informed about their upcoming auto policy renewal or are looking to save money on their current policy, overall, it is important to be informed about auto insurance and how a policy works.

Driving Statistics in Barrie

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Overall, there are a total of 55,590 drivers in Barrie, which equals 81.41%. 29,805 of those Barrie drivers are male, while the remaining 25,785 of Barrie drivers are female. In addition, there are a total of 5,140 Barrie passengers who are carpooling every day with other drivers.

With that being said, other forms of transportation for Barrie residents are public transit with a total of 3,665 bus commuters, while 2,900 residents choose to walk to their destination, leaving 365 residents to ride a bike. Meanwhile, 629 Barrie residents find other methods of transportation.

Majority of commuters in the City of Barrie leave their homes to get to work from 7:00 AM to 7:59 AM, therefore the roads are at their busiest within that time frame. The second busiest time for commuters to leave their homes to head to work is from 8:00 AM to 8:59 AM, which is 20.29%. However, 13,100 commuters still prefer to leave at 12:00 AM to 4:59 AM.

Driving Facts in Barrie

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There is also another Highway located in the City of Barrie, which is Highway 26. This is the main route to the Collingwood area and is known as Bayfield Street within the city limits.

The province downgraded many of the highways served in Barrie in 1997 and 1998. These highways were Highway 27, Highway 90, Highway 93, Highway 131 and Highway 11.

They are now known as Simcoe County Road 27, Simcoe County Road 90, Simcoe County Road 93 and Simcoe County Road 30.