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Auto Insurance in King

North of Toronto lays a smaller city with a total population of 24,512 residents. This is the Town of King. Located between Toronto and Barrie, the Town of King is slowly growing in population at a rate of 2.15% per year over the past 15 years from 2001 to 2016. Since the Town of King is predominantly rural and still growing, eventually there will be more drivers on the streets. For these reasons, it’s always important to obtain car insurance.

If you are residing in the Town of King and own a registered vehicle, it is important to have auto insurance. Driving without car insurance is a very serious offence; you can be fined for a first conviction of a minimum of $5,000.00.

In the Town of King, when you purchase Auto Insurance with Oracle RMS, you are insuring your vehicle, all listed drivers, and any loss or damages resulting from a car accident.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest auto insurance rates in King, Ontario that best suits your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of auto insurance quotes for all King residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.

Auto insurance will protect and provide coverage for your vehicle(s), all listed drivers and any loss or damages. In Ontario, it is required to include and purchase the following automobile insurance coverage below:


> Third Party Liability Coverage: This section of a car insurance policy will provide coverage to protect the insured if a third-party has been injured or have succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.

>Statutory Accident Benefits Coverage: This will provide the insured with benefits if they are injured in an auto accident, regardless of who caused the accident. This includes medical, rehabilitation and attendant care benefits and income replacement benefits.

>Direct Compensation – Property Damage (DC-PD) Coverage: This section of a car insurance policy covers damage to the insured’s vehicle and its contents and for loss of use of their vehicle or its contents in the case of an accident, for which the insured was not responsible for. Since it was another individual who caused damage, the insured will collect direct compensation from their insurer.

>Uninsured Automobile Coverage: This coverage will protect the insured and their family, should they be injured or killed by a hit-and-run driver or by an uninsured motorist. It will also provide coverage to the insured’s vehicle caused by an identified uninsured driver.


Whether customers are shopping for car insurance, are informed about their upcoming auto policy renewal or are looking to save money on their current policy, overall, it is important to be informed about auto insurance and how a policy works.

Driving Statistics in King


Overall, there are a total of 9,975 drivers in King, which equals 86.74%. 5,550 of those King drivers are male, while the remaining 4,425 of King drivers are female. In addition, there are a total of 470 King passengers who are carpooling every day with other drivers.

With that being said, other forms of transportation for King residents to get to work are public transit with a total of 600 bus commuters, while 315 residents choose to walk to work, leaving only 30 bike riders. Meanwhile, 110 King residents find other methods of transportation.

Majority of commuters in the Town of King leave their homes to get to work from 7:00 AM to 7:59 AM, therefore the roads are at their busiest within that time frame. The second busiest time for commuters to leave their homes to head to work is from 8:00 AM to 8:59 AM, which is 21.8%. However, 2,235 commuters still prefer to leave earlier at 6:00 AM to 6:59 AM.

Driving Facts in King


King is accessible through Highway 400, Highway 27, Highway 9 and Highway 11.

Public transportation is provided by the YRT (York Region Transit) and GO Transit, but their services are limited in King due to the low population density.

Top 10 High Collision Locations for the Township of King

  1. Davis Drive West and Bathurst Street
  2. King Road and Highway 27
  3. King Road and Dufferin Street
  4. King Road and Bathurst Street
  5. Highway 11 and Bathurst Street
  6. Green Lane West and Miller’s Sideroad/Bathurst Street
  7. Bathurst Street and 15th Sideroad/Bloomington Road
  8. Road and Weston Road
  9. Wellington Street West and Bathurst Street
  10. Keele Street and King Road