Take a moment to compareMotorcycle Insurance Quotes from Our Trusted Insurance Partners

Owning and riding a motorcycle can be one of the most exhilarating things in life. In Canada alone, there are a total of 729,627 registered motorcycles. Back in 2014, there were 688,204 registered motorcycles. This shows that motorcycles are getting more and more popular due to the significant growth of registered motorcycles, especially since Ontario holds the largest number of motorcycle owners and motorcycle clubs. However, owning a motorcycle certainly comes at a high risk, which is why motorcycle insurance is very much needed.   

All licensed motorcycle riders who own a registered bike should know that they are required to have motorcycle insurance. To be more specific, the types of motorcycle insurance available are for sport bikes, classic/vintage bikes, cruisers and custom bikes. In Ontario, riders must carry a valid driver’s license at all times, wear an approved helmet, obey traffic laws and drive safely and have a valid owner’s permit, license plate and insurance.

By purchasing motorcycle insurance, it will protect and provide coverage for your bike(s), all listed riders and any covered loss or damages. It should be noted that insurers will base your rate depending on your age, riding experience and the type of bike you own. Meanwhile, some of the available coverage for motorcycle insurance includes the following below:

Liability Coverage: This section of a motorcycle insurance policy will provide coverage to protect the insured if a third-party has been injured or has succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.
Collision Coverage: This section of a motorcycle insurance policy provides coverage if you’re in an accident that is your fault. This coverage will help pay for the bike repairs that were damaged in the accident that is less than the deductible amount.
Comprehensive Coverage: This type of coverage will cover for any loss or damages caused by fire, vandalism, theft, storms, hail damage and other non-traffic accident claims.
Total Loss Insurance Coverage: This type of coverage will help pay to replace your bike.

Whether customers are shopping for motorcycle insurance, are informed about their upcoming motorcycle policy renewal or are looking to save money on their current policy, overall, it is important to be informed about motorcycle insurance and how a policy works.

At Oracle RMS, we are here to help inform our customers and clients through every step of the way and after they’ve purchased their policy plan. All customers and clients will be personally assigned to an Oracle licensed broker who is determined to service their wants and needs for motorcycle insurance through our connections with an extensive list of insurance companies. Oracle RMS will deliver the following motorcycle insurance services below:

A customized motorcycle insurance policy that happily work for our customers and their budget instead of a generic policy
An appropriate solution for the best coverage and rate of all types of driving histories
Insuring more than one bike and all types of bikes, whether new or old, to their policy
Friendly and effective customer service from our dedicated and attentive brokers and service representatives
Ensuring our clients have peace of mind through every step of the process: quotes, renewals and claims

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Should you have any further questions regarding your insurance quote for Toronto or surrounding areas, please feel free to contact us and one of our representatives will gladly assist you.