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Auto Insurance in Mississauga

The City of Mississauga’s roads are new and improved. Since the City is still in the middle of redeveloping, there has been a larger amount of residents and vehicles now residing in Mississauga.

The City of Mississauga has a total population of 721,599 residents and is at a growing rate of 1.18% per year over the past 15 years from 2001 to 2016. The City of Mississauga also happens to be Canada’s six largest city, Ontario’s third largest city, only surpassed by Toronto and Ottawa and the second largest municipality in the Greater Toronto Area.

With an overall high ranking in population standings, if you reside in Mississauga and own a registered vehicle, it is important to have auto insurance. Driving without car insurance is a very serious offence; you can be fined for a first conviction of a minimum of $5,000.00.

In Mississauga, when you purchase Auto Insurance with Oracle RMS, you are insuring your vehicle, all listed drivers, and any loss or damages resulting from a car accident.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest auto insurance rates in Mississauga that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of auto insurance quotes for all Mississauga residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.

Auto insurance will protect and provide coverage for your vehicle(s), all listed drivers and any loss or damages. In Ontario, it is required to include and purchase the following automobile insurance coverage below:

 

> Third Party Liability Coverage: This section of a car insurance policy will provide coverage to protect the insured if a third-party has been injured or have succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.

>Statutory Accident Benefits Coverage: This will provide the insured with benefits if they are injured in an auto accident, regardless of who caused the accident. This includes medical, rehabilitation and attendant care benefits and income replacement benefits.

>Direct Compensation – Property Damage (DC-PD) Coverage: This section of a car insurance policy covers damage to the insured’s vehicle and its contents and for loss of use of their vehicle or its contents in the case of an accident, for which the insured was not responsible for. Since it was another individual who caused damage, the insured will collect direct compensation from their insurer.

>Uninsured Automobile Coverage: This coverage will protect the insured and their family, should they be injured or killed by a hit-and-run driver or by an uninsured motorist. It will also provide coverage to the insured’s vehicle caused by an identified uninsured driver.

 

Whether customers are shopping for car insurance, are informed about their upcoming auto policy renewal or are looking to save money on their current policy, overall, it is important to be informed about auto insurance and how a policy works.

Driving Statistics in Mississauga

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Overall, there are a total of 240,820 drivers in Mississauga, which equals 71.65%. 137,135 of those Mississauga drivers are male, while the remaining 103,685 of Mississauga drivers are female. In addition, there are a total of 21,400 Mississauga passengers who are carpooling every day with other drivers.

With that being said, other forms of transportation for Mississauga residents are public transit with a total of 60,750 bus commuters, while 8,875 residents choose to walk to their workplace, leaving 1,140 residents to ride their bike. Meanwhile, another 3,135 Mississauga residents find other methods of transportation.

Majority of commuters in the City of Mississauga leave their homes to get to work from 7:00 AM to 7:59 AM, therefore the roads are at their busiest within that time frame. The second busiest time for commuters to leave their homes to head to work is from 8:00 AM to 8:59 AM, which is 22.17%. However, 53,625 commuters would still prefer to leave earlier to get to work between 6:00 AM to 6:59 AM.

Driving Facts in Mississauga

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Mississauga is home to the Toronto Pearson International Airport, the largest and busiest airport in Canada, handling 50.5 million passengers in 2019.

According to an Insurance Hotline report, Mississauga is one of the safest cities for drivers in Ontario.

The Region of Peel has adopted a road safety plan from Sweden called “Vision Zero,” to help stop people from getting hurt or dying in motor vehicle collisions in Peel. The City of Mississauga is part of the Region of Peel.