Auto Insurance in Newmarket

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Newmarket Auto Insurance with Oracle RMS

If you reside in Newmarket and own a registered vehicle, it is important to have auto insurance. Driving without car insurance is a very serious offence; you can be fined for a first conviction of a minimum of $5,000.00.

Located north of Toronto, the Town of Newmarket is home to a population of 84,000 people. The population of Newmarket is growing 1.87% per year for the past 15 years. Located within the GTA and the Golden Horseshoe, it is in the middle of two busy areas. It is connected to Downtown Toronto via highways like the 404 and Highway 9. Popular streets are Yonge Street and Bayview Avenue that will bring you to Newmarket without using the highway.

With that being said, it is important for Newmarket drivers to make sure they have the right car insurance for their vehicles given all the major roads that run through their town.

In Newmarket, when you purchase Auto Insurance with Oracle RMS, you are insuring your vehicle, all listed drivers, and any loss or damages resulting from a car accident.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest auto insurance rates in Newmarket that best suit your unique needs.

We are proud to be partnered with a wide range of insurance companies who can provide a variety of auto insurance quotes for all Newmarket residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.

Auto insurance will protect and provide coverage for your vehicle(s), all listed drivers and any loss or damages. In Ontario, it is required to include and purchase the following automobile insurance coverage below:

Third Party Liability Coverage:

This section of a car insurance policy will provide coverage to protect the insured if a third-party has been injured or have succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.

Uninsured Automobile Coverage:

This coverage will protect the insured and their family, should they be injured or killed by a hit-and-run driver or by an uninsured motorist. It will also provide coverage to the insured’s vehicle caused by an identified uninsured driver.

Direct Compensation – Property Damage (DC-PD) Coverage:

This section of a car insurance policy covers damage to the insured’s vehicle and its contents and for loss of use of their vehicle or its contents in the case of an accident, for which the insured was not responsible for. Since it was another individual who caused damage, the insured will collect direct compensation from their insurer.

Statutory Accident Benefits Coverage

This will provide the insured with benefits if they are injured in an auto accident, regardless of who caused the accident. This includes medical, rehabilitation and attendant care benefits and income replacement benefits.

Whether customers are shopping for car insurance, are informed about their upcoming auto policy renewal or are looking to save money on their current policy, overall, it is important to be informed about auto insurance and how a policy works.

The Right Coverage For You

At The Best Price

Driving Statistics in Newmarket

Overall, there are a total of 31.965 drivers in Newmarket. 16,795 of those Newmarket drivers are male, while the remaining 15,170 of Newmarket drivers are female. In addition, there are a total of 2,835 Newmarket passengers who are carpooling every day with other drivers.

With that being said, other forms of transportation for Newmarket residents are public transit with a total of 3,715 bus commuters, while 1,760 residents choose to walk to their workplace, leaving 185 residents to ride their bike. Meanwhile, another 370 Newmarket residents find other methods of transportation.

Majority of commuters in the city of Newmarket leave their homes to get to work from 7:00 AM to 7:59 AM, therefore the roads are at their busiest within that time frame. The second busiest time for commuters to leave their homes to head to work is from 8:00 AM to 8:59 AM, which is 19.64%. However, 7860 commuters would still prefer to leave to get to work between 12:00 AM to 4:59 AM.

Driving Facts in Newmarket


Newmarket’s “Safety Driven” is a driving education campaign for the public. The campaign teaches driving techniques for bad weather, the dangers of speeding and texting while driving.

Drive over to the Stardust Drive-In Theatre which is one of the most popular and only drive-ins in the GTA. This theatre is running throughout the spring and summer and allows you to watch the latest flicks from your car.

There are many ways to travel to and from Newmarket including popular streets like Bayview Avenue and Yonge Street, GO Transit services and Highway 404 & 400.

Getting insured is quick and easy!

Auto insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for an insurance quote. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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