Auto Insurance in Uxbridge

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Uxbridge Auto Insurance with Oracle RMS

If you reside in Uxbridge and own a registered vehicle, it is important to have auto insurance. Driving without car insurance is a very serious offence; you can be fined for a first conviction of a minimum of $5,000.00.

Located in the Region of Durham, Uxbridge is a township in south-central Ontario, with a population of 21,175. It is mostly a suburban community in the northern part of Durham Region. The township is filled with local and historical tourist spots such as the Uxbridge Historical Centre and Elgin Park and more. It is also home to three ski resorts. Due to these tourist attractions, the Township of Uxbridge always has visitors coming and passing through. Therefore, it is important that Uxbridge car owners are well-aware of the potential risks that can occur in their town and have car insurance.

In Uxbridge, when you purchase Auto Insurance with Oracle RMS, you are insuring your vehicle, all listed drivers, and any loss or damages resulting from a car accident.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest auto insurance rates in Uxbridge that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of auto insurance quotes for all Uxbridge residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.

Auto insurance will protect and provide coverage for your vehicle(s), all listed drivers and any loss or damages. In Ontario, it is required to include and purchase the following automobile insurance coverage below:

Third Party Liability Coverage:

This section of a car insurance policy will provide coverage to protect the insured if a third-party has been injured or have succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.

Uninsured Automobile Coverage:

This coverage will protect the insured and their family, should they be injured or killed by a hit-and-run driver or by an uninsured motorist. It will also provide coverage to the insured’s vehicle caused by an identified uninsured driver.

Direct Compensation – Property Damage (DC-PD) Coverage:

This section of a car insurance policy covers damage to the insured’s vehicle and its contents and for loss of use of their vehicle or its contents in the case of an accident, for which the insured was not responsible for. Since it was another individual who caused damage, the insured will collect direct compensation from their insurer.

Statutory Accident Benefits Coverage

This will provide the insured with benefits if they are injured in an auto accident, regardless of who caused the accident. This includes medical, rehabilitation and attendant care benefits and income replacement benefits.

Whether customers are shopping for car insurance, are informed about their upcoming auto policy renewal or are looking to save money on their current policy, overall, it is important to be informed about auto insurance and how a policy works.

The Right Coverage For You

At The Best Price

Driving Statistics in Uxbridge

Overall, there are a total of 4,605 drivers in Uxbridge, which equals 84.15%. 2,445 of those Uxbridge drivers are male, while the remaining 2,160 of Uxbridge drivers are female. In addition, there are a total of 405 Uxbridge passengers who are carpooling every day with other drivers.

With that being said, other forms of transportation for Uxbridge residents are public transit with a total of 200 bus commuters, while 385 residents choose to walk to their destination, leaving 45 residents to ride a bike. Meanwhile, 40 Uxbridge residents find other methods of transportation.

Majority of commuters in the Township of Uxbridge leave their homes to get to work from 7:00 AM to 7:59 AM, therefore the roads are at their busiest within that time frame. The second busiest time for commuters to leave their homes to head to work is from 8:00 AM to 8:59 AM, which is 20.84%. However, 2005 commuters still prefer to leave at 6:00 AM to 6:59 AM.

Driving Facts in Uxbridge


Highway 47, also known as King’s Highway 47, is a rural route travelled through the towns of Uxbridge, Whitchurch-Stouffville and Goodwood.

The Region of Durham has adopted a road safety plan from Sweden called “Vision Zero.” Their vision is to make sure zero people are not killed or injured across all modes of transportation in Durham. The Township of Uxbridge is part of the Region of Durham.

Durham Region Transit runs buses through Uxbridge every hour, but has very limited service. 

Getting insured is quick and easy!

Auto insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for an insurance quote. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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