Auto Insurance in Woolwich

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Woolwich Auto Insurance with Oracle RMS

If you reside in Woolwich and own a registered vehicle, it is important to have auto insurance. Driving without car insurance is a very serious offence; you can be fined for a first conviction of a minimum of $5,000.00.

Located in Southwestern Ontario is the Township of Woolwich. It has a population of 25,006 people and is one of the 10 small communities included in the Waterloo Region. The Township of Woolwich is mostly a rural-area that continues to grow, which means that there will be more drivers on the roads. Therefore, it is crucial for all Woolwich drivers to have car insurance.

In Woolwich, when you purchase Auto Insurance with Oracle RMS, you are insuring your vehicle, all listed drivers, and any loss or damages resulting from a car accident.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest auto insurance rates in Woolwich that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of auto insurance quotes for all Woolwich residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.

Auto insurance will protect and provide coverage for your vehicle(s), all listed drivers and any loss or damages. In Ontario, it is required to include and purchase the following automobile insurance coverage below:

Third Party Liability Coverage:

This section of a car insurance policy will provide coverage to protect the insured if a third-party has been injured or have succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.

Uninsured Automobile Coverage:

This coverage will protect the insured and their family, should they be injured or killed by a hit-and-run driver or by an uninsured motorist. It will also provide coverage to the insured’s vehicle caused by an identified uninsured driver.

Direct Compensation – Property Damage (DC-PD) Coverage:

This section of a car insurance policy covers damage to the insured’s vehicle and its contents and for loss of use of their vehicle or its contents in the case of an accident, for which the insured was not responsible for. Since it was another individual who caused damage, the insured will collect direct compensation from their insurer.

Statutory Accident Benefits Coverage

This will provide the insured with benefits if they are injured in an auto accident, regardless of who caused the accident. This includes medical, rehabilitation and attendant care benefits and income replacement benefits.

Whether customers are shopping for car insurance, are informed about their upcoming auto policy renewal or are looking to save money on their current policy, overall, it is important to be informed about auto insurance and how a policy works.

The Right Coverage For You

At The Best Price

Driving Statistics in Woolwich

Overall, there are a total of 9,735 drivers in Woolwich, which equals 84.98%. 5,360 of those Woolwich drivers are male, while the remaining 4,375 of Woolwich drivers are female. In addition, there are a total of 560 Woolwich passengers who are carpooling every day with other drivers.

With that being said, other forms of transportation for Woolwich residents are public transit with a total of 95 bus commuters, while 775 residents choose to walk to their destination, leaving 150 residents to ride a bike. Meanwhile, 140 Woolwich residents find other methods of transportation.

Majority of commuters in the Township of Woolwich leave their homes to get to work from 7:00 AM to 7:59 AM, therefore the roads are at their busiest within that time frame. The second busiest time for commuters to leave their homes to head to work is from 8:00 AM to 8:59 AM, which is 22.37%. However, 2,090 commuters still prefer to leave at 6:00 AM to 6:59 AM.

Driving Facts in Woolwich


The Township of Woolwich is accessible through Highway 7, Highway 86, Highway 8 and Highway 401.

From 2014 to 2018, there were 16 reported collisions involving horse-drawn vehicles. 9 of the 16 occurred in Woolwich Township.

In 2018, there were a total of 334 collisions in the Township of Woolwich.

Getting insured is quick and easy!

Auto insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for an insurance quote. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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