Commercial Fleet Insurance Niagara Falls

Commercial Fleet Insurance in Niagara Falls With Oracle RMS

In the Niagara region, commercial auto insurance is mandatory for all business vehicles. At Oracle RMS, our commercial fleet insurance coverage typically includes a mix of required and optional coverages, such as:

Third-Party Liability Coverage

This coverage is essential because it protects you and your employees financially if you’re responsible for injuring someone or damaging their property while driving. Plus, in Ontario, it’s required by law and will pay for claims up to your coverage limit, including legal and medical expenses.

Accident Benefits Coverage

This coverage makes sure that you and your employees receive benefits if you’re injured in a car accident, regardless of who’s at fault. It helps with medical bills, rehabilitation, attendant care, and even provides income replacement if you or your employee is unable to work.

Uninsured Automobile Coverage

If you or one of your employees is injured or killed by an uninsured driver or in a hit-and-run, uninsured automobile coverage steps in to cover the costs of damages or losses.

Direct Compensation-Property Damage Coverage

This part of your insurance covers damage to your commercial vehicles and their contents, as well as any loss of use if you or one of your employees is in an accident that wasn’t your fault. Since someone else caused the damage, you’ll be compensated directly by your own insurance company.

Collision Coverage

Collision coverage helps cover the cost of repairing or replacing your fleet vehicles if they’re damaged in an accident, regardless of who is at fault. Whether it’s a crash with another vehicle or an object like a fence or pole, this coverage ensures that the repair or replacement costs are taken care of.

Comprehensive Coverage

Comprehensive coverage protects your vehicle from damage caused by things other than accidents, like theft, vandalism, fire, natural disasters, or even damage from falling objects.

Partner With Oracle RMS Today for Commerical Fleet Insurance

Oracle RMS has proudly supported the Niagara Falls community for years, helping local businesses strengthen their insurance coverage. Our dedicated Oracle RMS insurance brokers will be with you every step of the way, even after your fleet insurance policy is in place.

We can even help you with your other business insurance needs, like commercial general liability or professional liability coverage. Ready to simplify your commercial insurance options and experience excellent customer service? Contact Oracle RMS today for a free fleet insurance quote in Niagara Falls, Ontario

FAQs

How many trucks do you need for fleet insurance?

You typically need at least five vehicles to qualify for fleet insurance in Niagara Falls.

How does insurance work for fleet vehicles?

Fleet insurance allows you to cover all your business vehicles (five or more) under a single policy, making it easier to manage.

The Right Coverage For You

At The Best Price

“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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