High-Risk Home Insurance in Hamilton

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Hamilton High-Risk Home Insurance With Oracle RMS

Are you looking to insure a high-risk home? We can help! Contact Oracle RMS to secure top-notch high-risk home insurance in Halton Hills.

Located within the Greater Toronto and Hamilton Area, right on Lake Ontario, Hamilton is home to 536,917. Although the city’s roots date back to the 1800s, Hamilton’s took on its current form in 2001. Traditionally, Hamilton’s workforce has been associated with the manufacturing and steel industries. But today, the city has an increasingly diversified economy that includes a heavy emphasis on post-secondary education with McMaster University, Mohawk College, and Redeemer University College all based within the city limits. Between the Royal Botanical Gardens, Bruce Trail, and the variety of industries that are thriving within the city, Hamilton has all the hallmarks of being a great place to live and work.

If the house you’ve fallen in love with is prone to basement flooding or if you’ve had a history of making multiple claims and missing payments, your insurance provider could consider you a high-risk homeowner. Although falling into this category can and often does result in more expensive rates, your Oracle RMS broker can help you secure the coverage you need in record time.

Looking for High-Risk Home Insurance in Hamilton? We’ve Got You Covered!

Here at Oracle RMS, we want every homeowner to have the insurance coverage they deserve. Contact us or request your FREE high-risk home insurance quote today!

As you consider the possibility of taking out high-end home insurance in Hamilton, here are a couple of insurance coverages that you may wish to discuss with your Oracle RMS broker:

Personal Liability Coverage:

You never know when your pet might bite someone or a guest might trip while climbing up your stairs. Personal liability can cover legal defence costs as well as settlement amounts.

Contents Insurance:

This option is designed to ensure that things you keep in your home, like your laptop or your dresser drawer, are covered under your insurance policy. If an insured peril damages your home along with the items in it, contents insurance coverage makes it possible for you to be compensated for the loss of your personal belongings.

The Right Coverage For You

At The Best Price

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High-Risk Home Facts in Hamilton

Fact 1:

In 2019, rainfall and flooding led the City of Hamilton to close part of the Waterfront Trail.

You can read about it on the city’s website here

Fact 2:

Hamilton was hit by a tornado in 2005.

The story is available on CBC here

Fact 3:

In 2021, the Hamilton Spectator reported that residents were experiencing sewage overflows and basement flooding after the city had experienced record-breaking rainfall.

Learn more here

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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