High-Risk Home Insurance in Niagara-on-the-Lake

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Niagara-on-the-Lake High-Risk Home Insurance With Oracle RMS

Are you in the market for high-risk home insurance in Niagara-on-the-Lake? Contact Oracle RMS to discuss your insurance options today.

Situated on the Niagara Peninsula, Niagara-on-the-Lake is home to a resident population of 17,511. Boasting historic roots that go back to the late 1700s, the town’s traditional claim to fame is its status as the first capital of Upper Canada. However, as home to both North America’s oldest golf course and one of Ontario’s oldest Anglican churches, the town’s rich history is still visible in the present day. And between popular events like the Shaw Festival and attractions like the nearby Niagara Falls, Niagara-on-the-Lake residents have no shortage of activities to enjoy and look forward to.

For all the perks that come with living in Niagara-on-the-Lake, homeowners do have to undergo the process of securing solid home insurance. But if you’re purchasing an older home or if you intend to spend a lot of time vacationing elsewhere, insurance providers may see you as a high-risk homeowner. When you work with an established and well-connected broker like Oracle RMS, however, finding high-risk home insurance doesn’t have to be complicated.

Looking for High-Risk Home Insurance in Niagara-on-the-Lake? We’ve Got You Covered!

At Oracle RMS, we’re serious about helping high-risk homeowners secure affordable coverage. Request your FREE high-risk home insurance quote today!

As you consider the possibility of taking out high-risk home insurance in Niagara-on-the-Lake, there are a couple of options that you may wish to evaluate more closely:

Contents Insurance:

When an insured peril has damaged your home, items like your furniture, electronics, or valuables are may be harmed in the process. This insurance option allows you to be fairly compensated for the loss of your personal items if a fire breaks out or your home is targeted by thieves.

Additional Living Expenses Coverage:

If an insured peril forces you and your loved ones to live somewhere else temporarily, this insurance feature might be useful to have. With this coverage type, you can get help with covering expenses like hotel fees, temporary rentals, and storage costs.

The Right Coverage For You

At The Best Price

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High-Risk Home Facts in Niagara-on-the-Lake

Fact 1:

In 2021, the Queen Elizabeth Way had to close off an entire lane due to flooding.

You can read the story here

Fact 2:

The Globe and Mail once ran a story on a Niagara-on-the-Lake home that was originally built in 1792.

You can read about it here

Fact 3:

An electrical problem caused an estimated $2.5 million in damages to a Niagara-on-the-Lake home.

You can see the story here

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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