Home Insurance in Erin


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Erin Home Insurance with Oracle RMS

 If you reside in Erin and own a home, it is important to have home insurance. This is incredibly important to have for all homeowners due to the fact that you want to protect your property should there be any unexpected circumstances.

Located northwest of Toronto, the Town of Erin is home to a population of 11,439 people. The Town of Erin is situated in Wellington County. Erin and Hillsburgh are the two main urban centres, while the rest of the town are quaint rural suburbs. Almost half of the population living in Erin commutes to work in neighbouring areas like Brampton, Guelph and Mississauga. This is soon to change. This is due to the creation of a new industrial park. The park attracts new industries to open their doors in the town which creates more jobs for its residents. Coupled with the lower costs of homes, statistics predict that the Town of Erin will grow more than its standard 0.23% per year in population.

The Town of Erin is predicted to grow exponentially in the next few years as the town’s new industrial park is a hotspot for new industries. New industries are attracted to this town as they have a cheaper tax rate. It is also an optimal location because it is close to high-tech cities like Waterloo and Kitchener.. Therefore, this will help the housing market grow to accommodate the expected growth in population. If you are considering relocating to Erin or currently live there, ensure you have the best home insurance coverage for your home. Should the unexpected happen, your home and investment will be protected.

In Need of Insurance for Your Home? We Have You Covered

In Erin, when you purchase Home Insurance with Oracle RMS, you are insuring your home, dwelling, contents and additional living expenses in the event that you are temporarily unable to live in your home due to an insured loss in certain circumstances.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest home insurance rates in Erin that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of home insurance quotes for all Erin residents.


At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your home policy before you’ve made the final decision.

Owning a home is typically the largest investment you’ll ever purchase. Home insurance will protect and provide coverage for your home, personal liability of you, your spouse/partner and your children and any loss or damages. In Ontario, it is required to include and purchase the following home insurance coverage below:

Personal Liability Coverage:

This section of a home insurance policy will provide coverage to protect the insured should a person or their property suffer an injury in your home and they decide to take legal action against you.  


Contents Coverage:

This type of coverage covers the contents, valuables and personal belongings that reside in your home. It also provides coverage when you’re travelling away from your home – this is covered by an insured peril should there be damages in your home. Insured perils can range from vandalism, theft, fire, flooding, smoke damage, water damage and more.

Dwelling Coverage:

This type of coverage in a home insurance policy will cover the costs associated with damages by insured perils in your home. The damages covered include the replacement cost of your entire home as well as the garage and patio.  

Additonal Living Expenses Coverage:

This type of coverage covers the insured if serious damages to your home are severe enough that you are displaced and need to live elsewhere for a period of time. It will cover the following costs: temporarily living in a hotel and rental and storage for your belongings.  

Whether customers are shopping for a better home insurance policy, are informed about their upcoming home policy renewal or are looking to save money on their current policy, overall, it is important to be informed about home insurance and how a policy works.

The Right Coverage For You

At The Best Price

Home Statistics in the Town of Erin

Overall, there are a total of 3,695 homeowners in Erin. The most popular dwelling size in the Town of Erin are 4 or more bedrooms, which is 43.12%. The least popular dwelling size is 1 bedroom or less.

With that being said, there are a total of 4,105 occupied private dwellings in the Town of Erin. There are 3,770 single-detached houses, 25 semi-detached houses, 5 row houses and 50 other single-attached houses in the Town of Erin. Meanwhile, the average household size is 2.8% in Erin.

Statistics show that there are 635 people who are living in a 1-person household, 1,525 people who are living in a 2-person household, 725 people who are living in a 3-person household, 795  people who are living in a 4-person household and 415 people living in a 5 or more person household in Erin.

Home Facts in the Town of Erin


There are 410 residents who are renting places to live in the Town of Erin.

Before 1960, there were 1,010 homes built. Between 1961 and 1990, 695 homes were built in Erin. 1,655 homes built in the Town of Erin are three bedroom homes. Two bedroom homes represent 12.79% of dwellings in Erin.

The most popular places to visit in Erin are the Erin Agricultural Society farmers market, Budson Farm & Feed, Antique Annies, Belwood Lake Conservation Area and the Caledon Trailway Path.


Getting insured is quick and easy!

Commercial insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for an insurance quote. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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We Got you Covered