Home Insurance in Newmarket


We’ve Got You Covered


Newmarket Home Insurance with Oracle RMS

 If you reside in Newmarket and own a home, it is important to have home insurance. This is incredibly important to have for all homeowners due to the fact that you want to protect your property should there be any unexpected circumstances.

The Town of Newmarket, located north of the City of Toronto, is home to a population of 84,000 residents. For the past 15 years, the town has grown 1.87% per year and is consistently growing. Located within the GTA and the Golden Horseshoe, it is situated in between two busy areas. Due to its close proximity to job hotspots, many residents settle down in between Newmarket and the GTA and will commute to work in the neighbouring communities. Popular streets and busy highways quickly take residents from Newmarket into the bustling downtown area. The town of Newmarket started as a large farming community but throughout the decades, it has developed into an industrial centre.

The town is primarily residential with lots of natural green spaces surrounding them. Newmarket is the best of both worlds for homeowners who enjoy beautiful natural spaces in comparison to the city life. The Newmarket housing market is thriving as homes are built consistently to accommodate for the growing population. If you are planning to relocate to Newmarket or currently call it home, consider home insurance to protect your home and investment. The best coverage for your home will protect you in unexpected circumstances.

In Need of Insurance for Your Home? We Have You Covered

In Newmarket, when you purchase Home Insurance with Oracle RMS, you are insuring your home, dwelling, contents and additional living expenses in the event that you are temporarily unable to live in your home due to an insured loss in certain circumstances.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest home insurance rates in Newmarket that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of home insurance quotes for all Newmarket residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your home policy before you’ve made the final decision.

Owning a home is typically the largest investment you’ll ever purchase. Home insurance will protect and provide coverage for your home, personal liability of you, your spouse/partner and your children and any loss or damages. In Ontario, it is required to include and purchase the following home insurance coverage below:

Personal Liability Coverage:

This section of a home insurance policy will provide coverage to protect the insured should a person or their property suffer an injury in your home and they decide to take legal action against you.  


Contents Coverage:

This type of coverage covers the contents, valuables and personal belongings that reside in your home. It also provides coverage when you’re travelling away from your home – this is covered by an insured peril should there be damages in your home. Insured perils can range from vandalism, theft, fire, flooding, smoke damage, water damage and more.

Dwelling Coverage:

This type of coverage in a home insurance policy will cover the costs associated with damages by insured perils in your home. The damages covered include the replacement cost of your entire home as well as the garage and patio.  

Additonal Living Expenses Coverage:

This type of coverage covers the insured if serious damages to your home are severe enough that you are displaced and need to live elsewhere for a period of time. It will cover the following costs: temporarily living in a hotel and rental and storage for your belongings.  

Whether customers are shopping for a better home insurance policy, are informed about their upcoming home policy renewal or are looking to save money on their current policy, overall, it is important to be informed about home insurance and how a policy works.

The Right Coverage For You

At The Best Price

Home Statistics in the Town of Newmarket

Overall, there are a total of 22,800 homeowners in Newmarket. The most popular dwelling size in the Town of Newmarket are 4 or more bedrooms, which is 45.19%. The least popular dwelling size is 1 bedroom or less.


With that being said, there are a total of 28,670 occupied private dwellings in the Town of Newmarket There are 17,130 single-detached houses, 2,215 semi-detached houses, 3,550 row houses and 170 other single-attached houses in the Town of Newmarket.  Meanwhile, the average household size is 2.9% in Newmarket.

Statistics show that there are 5,120 people who are living in a 1-person household, 8,140 people who are living in a 2-person household, 5,570 people who are living in a 3-person household, 6,340 people who are living in a 4-person household and 3,505 people living in a 5 or more person household in Newmarket.

Home Facts in the Town of Newmarket


There are 5,875 residents who rent their homes in the Town of Newmarket.

In Newmarket, between 1961 and 1980, there were 6,015 homes constructed. Between 1981 and 1990, there were 5,425 homes built.Three bedroom homes account for 10,435 of the homes built in Newmarket. 11.9 percent of the total dwellings in the town are two bedroom homes. 4 or more bedroom homes are the most popular choice for Newmarket residents.

The most popular attractions in Newmarket are Fairy Lake, Upper Canada Mall, Newmarket Riverwalk Commons, Holland Marsh Wineries, Tom Taylor Trail and Main Street Newmarket.

Getting insured is quick and easy!

Commercial insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
google Review

“I purchased my first car a year and a half ago and called Oracle for an insurance quote. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
google Review

We Got you Covered