Home Insurance in Whitchurch-Stouffville

 

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Whitchurch-Stouffville Home Insurance with Oracle RMS

 If you reside in Whitchurch-Stouffville and own a home, it is important to have home insurance. This is incredibly important to have for all homeowners due to the fact that you want to protect your property should there be any unexpected circumstances.

Located north of Toronto, the Town of Whitchurch-Stouffville is home to a population of 45,837 people. For the past 15 years, the population of Whitchurch-Stouffville has been growing at a steady rate of 7.22% per year. In the past five years from 2011 to 2016, it has grown by 21.8%. This statistic makes Whitchurch-Stouffville York Region’s second fastest growing municipality. Located within the GTA, the Town of Whitchurch-Stouffville is situated in southern Ontario. The town’s motto since 1993 has been “country close to the city”. This is due to the fact that the town is 50 kms north of the downtown core of the City of Toronto.

It is also in close proximity to the Toronto Pearson International Airport. Whitchurch-Stouffville has a small town feel, but its location is close to the bustling downtown core which attracts families that work in the city but prefers to reside in the suburbs. Due to being one of the fastest growing municipalities in Ontario, the housing market mirrors the same growth. For homebuyers planning to move to Whitchurch-Stouffville or for homeowners currently residing there, should consider having home insurance. This will ensure your home and investment are protected from the unexpected.

In Need of Insurance for Your Home? We Have You Covered

In Whitchurch-Stouffville, when you purchase Home Insurance with Oracle RMS, you are insuring your home, dwelling, contents and additional living expenses in the event that you are temporarily unable to live in your home due to an insured loss in certain circumstances.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest home insurance rates in Whitchurch-Stouffville that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of home insurance quotes for all Whitchurch-Stouffville residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your home policy before you’ve made the final decision.

 

 

Owning a home is typically the largest investment you’ll ever purchase. Home insurance will protect and provide coverage for your home, personal liability of you, your spouse/partner and your children and any loss or damages. In Ontario, it is required to include and purchase the following home insurance coverage below:

Personal Liability Coverage:

This section of a home insurance policy will provide coverage to protect the insured should a person or their property suffer an injury in your home and they decide to take legal action against you.  

 

Contents Coverage:

This type of coverage covers the contents, valuables and personal belongings that reside in your home. It also provides coverage when you’re travelling away from your home – this is covered by an insured peril should there be damages in your home. Insured perils can range from vandalism, theft, fire, flooding, smoke damage, water damage and more.

Dwelling Coverage:

This type of coverage in a home insurance policy will cover the costs associated with damages by insured perils in your home. The damages covered include the replacement cost of your entire home as well as the garage and patio.  

Additonal Living Expenses Coverage:

This type of coverage covers the insured if serious damages to your home are severe enough that you are displaced and need to live elsewhere for a period of time. It will cover the following costs: temporarily living in a hotel and rental and storage for your belongings.  

Whether customers are shopping for a better home insurance policy, are informed about their upcoming home policy renewal or are looking to save money on their current policy, overall, it is important to be informed about home insurance and how a policy works.

The Right Coverage For You

At The Best Price

Home Statistics in the Town of Whitchurch-Stouffville

Overall, there are a total of 13,065 homeowners in Whitchurch-Stouffville. The most popular dwelling size in the Town of Whitchurch-Stouffville is 4 or more bedrooms, which is 46.61%. The least popular dwelling size is 1 bedroom or less.

 

With that being said, there are a total of 15,355 occupied private dwellings in the Town of Whitchurch-Stouffville. There are 11,720 single-detached houses, 810 semi-detached houses, 1,550 row houses and 15 other single-attached houses in the Town of Whitchurch-Stouffville. Meanwhile, the average household size is 3.0% in Whitchurch-Stouffville.  

 

Statistics show that there are 2,320 people who are living in a 1-person household, 4,650 people who are living in a 2-person household, 2,890 people who are living in a 3-person household, 3,435 people who are living in a 4-person household and 2,060 people living in a 5 or more person household in Whitchurch-Stouffville.

 

 

Home Facts in the Town of Whitchurch-Stouffville

 

There are a total of 1,750 renters in the Town of Whitchurch-Stouffville.

71% which is the majority of the homes in Whitchurch-Stouffville were built between 2006 and 2011. After that, between 2011 to 2016, there were 2,680 homes built in the town. 5,460 of the homes constructed in Whitchurch-Stouffville are three bedroom homes. 13.67% of dwellings in the town have two bedrooms.

The top sights and attractions to visit in Whitchurch-Stouffville are Bruce’s Mill Conservation Park, Applewood Farm & Winery, Whitchurch-Stouffville Museum and Community Centre, Willow Springs Winery and Treetop Trekking Stouffville.

Getting insured is quick and easy!

Commercial insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for an insurance quote. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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We Got you Covered