Home Insurance in Woolwich


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Woolwich Home Insurance with Oracle RMS

 If you reside in Woolwich and own a home, it is important to have home insurance. This is incredibly important to have for all homeowners due to the fact that you want to protect your property should there be any unexpected circumstances.

The Township of Woolwich is part of the Regional Municipality of Waterloo, but is relatively a smaller location within its region compared to the other cities such as Waterloo, Kitchener, Cambridge and more. In fact, the Township of Woolwich only has a population of 25,006 people. However, this should not fool potential homebuyers looking to move to the Regional Municipality of Waterloo. Out of the bigger cities within the Regional Municipality of Waterloo, the Township of Woolwich is actually the second fastest-selling location and is fourth in the fastest growing location.

This shows that a smaller town with a less recognized name is attracting many homebuyers. With that being said, homebuyers looking to relocate to the Township of Woolwich or current homeowners residing in Woolwich must ensure that they always have home insurance protection. In doing so, having home insurance in Woolwich will provide coverage should there be unexpected circumstances in your home.

In Need of Insurance for Your Home? We Have You Covered

In Woolwich, when you purchase Home Insurance with Oracle RMS, you are insuring your home, dwelling, contents and additional living expenses in the event that you are temporarily unable to live in your home due to an insured loss in certain circumstances.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest home insurance rates in Woolwich that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of home insurance quotes for all Woolwich residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your home policy before you’ve made the final decision.

Owning a home is typically the largest investment you’ll ever purchase. Home insurance will protect and provide coverage for your home, personal liability of you, your spouse/partner and your children and any loss or damages. In Ontario, it is required to include and purchase the following home insurance coverage below:

Personal Liability Coverage:

This section of a home insurance policy will provide coverage to protect the insured should a person or their property suffer an injury in your home and they decide to take legal action against you.  


Contents Coverage:

This type of coverage covers the contents, valuables and personal belongings that reside in your home. It also provides coverage when you’re travelling away from your home – this is covered by an insured peril should there be damages in your home. Insured perils can range from vandalism, theft, fire, flooding, smoke damage, water damage and more.

Dwelling Coverage:

This type of coverage in a home insurance policy will cover the costs associated with damages by insured perils in your home. The damages covered include the replacement cost of your entire home as well as the garage and patio.  

Additonal Living Expenses Coverage:

This type of coverage covers the insured if serious damages to your home are severe enough that you are displaced and need to live elsewhere for a period of time. It will cover the following costs: temporarily living in a hotel and rental and storage for your belongings.  

Whether customers are shopping for a better home insurance policy, are informed about their upcoming home policy renewal or are looking to save money on their current policy, overall, it is important to be informed about home insurance and how a policy works.

The Right Coverage For You

At The Best Price

Home Statistics in the Township of Woolwich

Overall, there are a total of 7,365 homeowners in Woolwich. The most popular dwelling size in the Township of Woolwich is three bedrooms, which is 44.65%. The least popular dwelling size is one bedroom or less.

With that being said, there are a total of 8,610 occupied private dwellings in the Township of Woolwich. There are 6,690 single-detached houses, 665 semi-detached houses, 400 row houses and 20 other single-attached houses in the Township of Woolwich.  

Meanwhile, the average household size is 2.8% in Woolwich. Statistics show that there are 1,550 people who are living in a 1-person household, 3,080 people who are living in a 2-person household, 1,290 people who are living in a 3-person household, 1,540 people who are living in a 4-person household and 1,155 people living in a 5 or more person household in Woolwich.

Home Facts in the Township of Woolwich 


26.42% of the homes in the Township of Woolwich were built from 1961 to 1980.

Homes with 4 or more bedrooms in the Township of Woolwich are also very popular. There are 3,055 homes with this number of bedrooms.

Out of all the locations in the Regional Municipality of Waterloo, the Township of Woolwich ranks number one in the most expensive area in real estate, with an average home price starting at $630K.  

Getting insured is quick and easy!

Commercial insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for an insurance quote. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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