Landscaper Insurance in Aurora
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Landscaper Insurance With Oracle RMS
Landscaping around a home or business can lead to property damage or injuries, which is why many people hire professionals for the job. A comprehensive landscaping insurance policy helps landscapers protect both their clients and themselves from these risks.
At Oracle RMS, we create customized insurance plans tailored to all landscaping businesses. This ensures you don’t have to settle for a general policy that might not be cost-effective. With Oracle RMS, you can trust that your landscaper insurance policy covers your business, employees, tools, and materials on every job.
Comprehensive Aurora Landscaping Insurance from Oracle RMS
With Oracle RMS, landscapers get the following coverage:
Commercial General Liability Insurance
General Liability Insurance covers claims or accusations of injury to others and damage to their property caused by your business activities. It pays for claims if there’s a lawsuit against you, up to your coverage limit, and also covers the cost of settling a claim.
Tools and Equipment Insurance
This insurance protects your business’s portable tools and equipment, including hand tools, safety gear, and heavy machinery, if they are damaged by fire, water, natural disasters, vandalism, or theft.
Equipment Breakdown Insurance
Equipment Breakdown Insurance covers the costs of repairing or replacing tools and machinery, like mowers, trimmers, or excavators, if they unexpectedly break down, helping to minimize downtime.
Pollution Liability Insurance
Pollution Liability Insurance covers the costs of environmental damage, injuries to others, and property damage caused by your heavy equipment, vehicles, fertilizers, and pesticides. It covers pollution-related claims, civil fines, and cleanup costs, whether they occur immediately or later.
Commercial Property Insurance
Commercial Property Insurance covers damage and loss to your property and business items, like buildings, electronics, tools, equipment, and inventory, caused by fire, water, natural disasters, vandalism, and theft. It helps pay to repair or replace these items.
Business Interruption Insurance
Business Interruption Insurance protects you if your operations are disrupted by events like floods, earthquakes, fires, or windstorms. It covers lost income and extra costs if you need to temporarily shut down or continue operating while rebuilding.
Commercial Auto Insurance
Commercial Auto Insurance is necessary for all company vehicles used for business purposes. It covers your commercial vehicles, such as cars, trucks, vans, and trailers used to transport heavy equipment, as personal auto insurance won’t cover business-related use.
Who needs landscaping insurance?
Landscaping insurance is needed by anyone in the landscaping industry, including:
- Landscape gardeners
- Horticulture specialists
- Lawn care technicians
- Landscape technicians
- Landscape contractors
- Snow removal contractors
- Groundskeepers or caretakers
- Tree pruning and removal specialists
- Excavators and graders
- Hardscape designers and installers
How much does landscaping insurance cost?
Landscaping insurance is usually very affordable and offers valuable protection for your company. The cost can range from a few hundred to a few thousand dollars per year, depending on certain factors. Your exact cost will depend on factors like:
- Your company’s size
- The risk level of services provided
- Where you’re located
- Which seasons you’re operating in
- How much coverage you need
Get comprehensive landscaping insurance from Oracle RMS today!
Things like damage or theft of your landscaping equipment can be a real hassle, but don’t worry! With landscaping insurance from Oracle RMS, your tools and machinery are covered for accidents, breakdowns, theft, and even vandalism.
Safeguard your business today and get a free landscaper insurance quote from Oracle RMS!
FAQs
Does landscaping insurance cover personal injury?
Yes, landscaping insurance covers personal injury with general liability insurance. This means if someone gets hurt while you’re working, the insurance can help pay for their medical expenses and any related costs.
What is landscaping coverage?
Landscaping coverage is insurance that safeguards your business from various risks. It includes protection against things like property damage, injuries to others, equipment breakdown, and theft.
The Right Coverage For You
At The Best Price
Get Your Free Insurance Quote with Oracle RMS Today
Get your free quote for Landscaper Insurance, today!
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