Motorcycle Insurance in Hamilton


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Hamilton Motorcycle Insurance with Oracle RMS

If you reside in Hamilton and own a motorcycle, it is important to have motorcycle insurance. This is incredibly important to have for all bike riders due to the fact that you want to protect your bike(s) should there be any unexpected circumstances.

Located in southern Ontario is the City of Hamilton has a total population of 10,942 people. For the past 15 years, the population of Hamilton has been growing slowly at a rate of 0.1% per year. Nestled between the Niagara Escarpment, the City of Hamilton is divided into upper and lower parts of the city by Niagara’s Mountains. To navigate the upper and lower parts of the city, drivers passing through the town use the 403 Highway and the Queen Elizabeth Way (QEW).  In fact, drivers must use both the 403 Highway and QEW should they need to commute between Toronto and Niagara. Since these are the only main highways, they are usually busy with locals and visitors as well as public transit, cars and motorcycles.

Hamilton’s roads that are surrounded by the mountains of the escarpment are actually popular amongst motorcycle riders for their wonderful views of nature and scenic ride. Their many twists and turns and raised ground levels are preferred by experienced motorcycle riders who are familiar with the routes. With that being said, for Hamilton bike riders new or old, they must ensure that they have the best motorcycle insurance in the City of Hamilton. In fact, riding a motorcycle without insurance in Ontario is illegal. That’s why it is important for all Hamilton motorcycle riders to have motorcycle insurance. Not only will it provide protection for every Hamilton motorcycle rider and their bike for any loss or damages, but it will also protect riders from receiving fines.

Motorcycle insurance will protect and provide coverage for your bike(s), all listed riders and any loss or damages. In Ontario, it is required to include and purchase the following motorcycle insurance coverage below:


Comprehensive Coverage:

This type of coverage will cover for any loss or damages caused by fire, vandalism, theft, storms, hail damage and other non-traffic accident claims.

Collision Coverage:

This section of a motorcycle insurance policy provides coverage if you’re in an accident that is your fault. This coverage will help pay for the bike repairs that were damaged in the accident that is less than the deductible amount.    

Total Loss Insurance Coverage:

This type of coverage will help pay to replace your bike.

Liability Coverage:

This section of a motorcycle insurance policy will provide coverage to protect the insured if a third-party has been injured or has succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.


Whether customers are shopping for motorcycle insurance, are aware of their upcoming motorcycle policy renewal or are looking to save money on their current policy, overall, it is important to be informed about motorcycle insurance and how a policy works.

In Need of Insurance for Your Motorcycle? We Have You Covered


In Hamilton, when you purchase Motorcycle Insurance with Oracle RMS, you are insuring your bike(s), all listed riders, and any loss or damages resulting from a motorcycle accident.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest motorcycle insurance rates in Hamilton that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of motorcycle insurance quotes for all Hamilton residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.

The Right Coverage For You

At The Best Price

Motorcycle Facts in the City of Hamilton


There are popular motorcycle accessory stores available in the City of Hamilton such as Steeltown Garage & Co, Simply Moto: Motorcycle Store, Riders Choice, Yamaha Genuine Parts, Kelly’s Cycle Centre and Poole’s Cycle.

A popular motorcycle event in the City of Hamilton is the “Come By Chance Bike Night,” which is located at a popular and local bar in the heart of Hamilton. There is live music and games for riders who join in on the festivities. Organizers recommend that motorcycle riders take the Snake Road Route to arrive. Snake Road is located in Burlington Ontario and stretches for two kilometres of twists and turns across the Niagara escarpment. This is a favourite route in Hamilton for its quick tight turns, scoping landscape, rolling road and its views of nature.

Some of the top 10 motorcycle repair shops in Hamilton include Ultimate Cycle, Sturgess Cycle, Kelly’s Cycle Centre, Kompressor’s Auto World, Stoney Creek Choppers, Hamilton Motorcycle Repair and more. 

Get the best motorcycle insurance in Hamilton, quick and easy!

Motorcycle insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

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