Motorcycle Insurance in Niagara-on-the-Lake


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Niagara-on-the-Lake Motorcycle Insurance with Oracle RMS

If you reside in Niagara-on-the-Lake and own a motorcycle, it is important to have motorcycle insurance. This is incredibly important to have for all bike riders due to the fact that you want to protect your bike(s) should there be any unexpected circumstances.

Located in Niagara Region is the Town of Niagara-on-the-Lake. Nicknamed as “The Loveliest Town in Canada,” the Town of Niagara-on-the-Lake only has a population of 17,511 people. Although it is a smaller area compared to the City of Niagara Falls, the Town of Niagara-on-the-Lake still draws in many tourists for its colonial-style buildings, the Shaw Festival, outdoor outlet mall and wineries. With that being said, this means that many tourists are visiting or looking to visit the Town of Niagara-on-the-Lake must arrive to the town via cars, public transportation and motorcycles. In order to get to the Town of Niagara-on-the-Lake, the main route would be driving or riding through the Queen Elizabeth Way (QEW).

For motorcycle riders specifically looking to visit the Town of Niagara-on-the-Lake or currently live in the town, they must be extra cautious riding on the roads since the main route of getting there is through the QEW, which has had many crashes over time. Therefore, it is important for Niagara-on-the-Lake motorcycle riders and surrounding areas to have motorcycle insurance. By purchasing motorcycle insurance in Niagara-on-the-Lake, riders will have coverage and protection for themselves and their bike for any loss or damages should an accident occur. In addition, not having motorcycle insurance is illegal in Ontario. Overall, that is why motorcycle insurance in Niagara-on-the-Lake is important and mandatory to have for all Niagara-on-the-Lake riders.

Motorcycle insurance will protect and provide coverage for your bike(s), all listed riders and any loss or damages. In Ontario, it is required to include and purchase the following motorcycle insurance coverage below:


Comprehensive Coverage:

This type of coverage will cover for any loss or damages caused by fire, vandalism, theft, storms, hail damage and other non-traffic accident claims.

Collision Coverage:

This section of a motorcycle insurance policy provides coverage if you’re in an accident that is your fault. This coverage will help pay for the bike repairs that were damaged in the accident that is less than the deductible amount.    

Total Loss Insurance Coverage:

This type of coverage will help pay to replace your bike.

Liability Coverage:

This section of a motorcycle insurance policy will provide coverage to protect the insured if a third-party has been injured or has succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.


Whether customers are shopping for motorcycle insurance, are aware of their upcoming motorcycle policy renewal or are looking to save money on their current policy, overall, it is important to be informed about motorcycle insurance and how a policy works.

In Need of Insurance for Your Motorcycle? We Have You Covered


In Niagara-on-the-Lake, when you purchase Motorcycle Insurance with Oracle RMS, you are insuring your bike(s), all listed riders, and any loss or damages resulting from a motorcycle accident.


By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest motorcycle insurance rates in Niagara-on-the-Lake that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of motorcycle insurance quotes for all Niagara-on-the-Lake residents.


At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision


The Right Coverage For You

At The Best Price

Motorcycle Facts in the Town of Niagara-on-the-Lake 

Niagara-on-the-Lake has hosted plenty of motorcycle events in its town such as: Donny Pidgeon (No Stress) Memorial Run, Ride for Dad Niagara, R.O.C.K. Ride 4 Our Cancer Kids Yahtzee Run and Niagara Motorcycle Ride for Dad.

A well-known riding route for Niagara-on-the-Lake riders is the “Niagara Cherry Blossom Ride.” It is a 110-km route that starts and ends in Beamsville, ON.

There are only two Niagara-on-the-Lake motorcycle shops in the town. These shops are Clare’s Harley-Davidson of Niagara and Niagara Race Crafters Inc.

Get the best motorcycle insurance in Niagara-on-the-Lake, quick and easy!

Motorcycle insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

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