Motorcycle Insurance in Ottawa


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Ottawa Motorcycle Insurance with Oracle RMS

If you reside in Ottawa and own a motorcycle, it is important to have motorcycle insurance. This is incredibly important to have for all bike riders due to the fact that you want to protect your bike(s) should there be any unexpected circumstances.

The City of Ottawa, which is also the capital city of Canada, has a total population of 934,243 people, according to the 2016 census. In June 2019, the City of Ottawa estimated it had surpassed a population of a million, making it the second-largest city in Ontario and fourth-largest city in Canada. The City of Ottawa stands on the south bank of the Ottawa River in the eastern portion of southern Ontario and borders Gatineau, Quebec, which forms the core of the Ottawa-Gatineau area. Since the City of Ottawa is on the south bank of the Ottawa River, this allows many of the Ottawa residents who own a motorcycle the opportunity to enjoy a ride through the scenic backroads.

However, Ottawa riders must still ensure the safety of themselves and those around them, whether they are driving a scenic route or a main intersection in the city. For example, the latest data showed that there were a combined total of 82 injuries and fatalities by a rider in the City of Ottawa. With that being said, it is important for all Ottawa motorcycle riders to have motorcycle insurance. It will provide protection for every Ottawa motorcycle rider and their bike for any loss or damages.

Motorcycle insurance will protect and provide coverage for your bike(s), all listed riders and any loss or damages. In Ontario, it is required to include and purchase the following motorcycle insurance coverage below:


Comprehensive Coverage:

This type of coverage will cover for any loss or damages caused by fire, vandalism, theft, storms, hail damage and other non-traffic accident claims.

Collision Coverage:

This section of a motorcycle insurance policy provides coverage if you’re in an accident that is your fault. This coverage will help pay for the bike repairs that were damaged in the accident that is less than the deductible amount.    

Total Loss Insurance Coverage:

This type of coverage will help pay to replace your bike.

Liability Coverage:

This section of a motorcycle insurance policy will provide coverage to protect the insured if a third-party has been injured or has succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.


Whether customers are shopping for motorcycle insurance, are aware of their upcoming motorcycle policy renewal or are looking to save money on their current policy, overall, it is important to be informed about motorcycle insurance and how a policy works.

In Need of Insurance for Your Motorcycle? We Have You Covered


In Ottawa, when you purchase Motorcycle Insurance with Oracle RMS, you are insuring your bike(s), all listed riders, and any loss or damages resulting from a motorcycle accident.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest motorcycle insurance rates in Ottawa that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of motorcycle insurance quotes for all Ottawa residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision


The Right Coverage For You

At The Best Price

Motorcycle Facts in the City of Ottawa


The Ottawa River Valley and Algonquin Provincial Park are among the many popular riding spots for Ottawa riders. Extending northwest from the capital city to Algonquin Park, the area cradles the Ottawa River which forms the border between eastern Ontario and western Quebec.

Some of the top 10 motorcycle repairs shops in Ottawa include Motor Sports World, Shawn’s Service Center, Bytown Motorcycle Repair and more.

There are three touring and cruising clubs in Ottawa. They are the BMW Motorcycle Club of Ottawa, Freedom Harley Owners Group (Ottawa) and the Ottawa Valley Touring Club.

Get the best motorcycle insurance in Ottawa, quick and easy!

Motorcycle insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

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