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Auto Insurance in Adjala-Tosorontio

The Township of Adjala-Tosorontio is a small town with a population of 10,975 people located in the County of Simcoe. The Township of Adjala-Tosorontio has a significant meaning for its name. “Adjala” was the name of the wife of Chief Tecumseh, while “Tosorontio” is a Huron word meaning “Beautiful Mountain.” Known for its motto, “Welcome home,” the population of Adjala-Tosorontio, ON is growing at a rate of 0.26% per year over the past 10 years from 2006 to 2016. The Township of Adjala-Tosorontio is a predominantly rural-area and slowly growing, which means that there will eventually be more drivers on the streets. For these reasons, it’s always important to obtain car insurance.

If you reside in the Township of Adjala-Tosorontio and own a registered vehicle, it is important to have auto insurance. Driving without car insurance is a very serious offence; you can be fined for a first conviction of a minimum of $5,000.00.

In Adjala-Tosorontio, when you purchase Auto Insurance with Oracle RMS, you are insuring your vehicle, all listed drivers, and any loss or damages resulting from a car accident.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest auto insurance rates in Adjala-Tosorontio that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of auto insurance quotes for all Adjala-Tosorontio residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.

Auto insurance will protect and provide coverage for your vehicle(s), all listed drivers and any loss or damages. In Ontario, it is required to include and purchase the following automobile insurance coverage below:

 

> Third Party Liability Coverage: This section of a car insurance policy will provide coverage to protect the insured if a third-party has been injured or have succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.

>Statutory Accident Benefits Coverage: This will provide the insured with benefits if they are injured in an auto accident, regardless of who caused the accident. This includes medical, rehabilitation and attendant care benefits and income replacement benefits.

>Direct Compensation – Property Damage (DC-PD) Coverage: This section of a car insurance policy covers damage to the insured’s vehicle and its contents and for loss of use of their vehicle or its contents in the case of an accident, for which the insured was not responsible for. Since it was another individual who caused damage, the insured will collect direct compensation from their insurer.

>Uninsured Automobile Coverage: This coverage will protect the insured and their family, should they be injured or killed by a hit-and-run driver or by an uninsured motorist. It will also provide coverage to the insured’s vehicle caused by an identified uninsured driver.

 

Whether customers are shopping for car insurance, are informed about their upcoming auto policy renewal or are looking to save money on their current policy, overall, it is important to be informed about auto insurance and how a policy works.

Driving Statistics in Adjala-Tosorontio

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Overall, there are a total of 5,065 drivers in Adjala-Tosorontio, which equals 93.11%. 2,850 of those Adjala-Tosorontio drivers are male, while the remaining 2,220 of Adjala-Tosorontio drivers are female. In addition, there are a total of 215 Adjala-Tosorontio passengers who are carpooling every day with other drivers.

With that being said, other forms of transportation for Adjala-Tosorontio residents are public transit with a total of 60 bus commuters, while 70 residents choose to walk to their destination, leaving only 10 residents to ride a bike. Meanwhile, 20 Adjala-Tosorontio residents find other methods of transportation.

Majority of commuters in the Township of Adjala-Tosorontio leave their homes to get to work from 6:00 AM to 6:59 AM, therefore the roads are at their busiest within that time frame. The second busiest time for commuters to leave their homes to head to work is from 7:00 AM to 7:59 AM.

Driving Facts in Adjala-Tosorontio

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The Township of Adjala-Tosorontio has east-west access Provincial routes Highway 9 and Highway 89 within its borders.

Adjala-Tosorontio maintains an excellent internal road system, with over 300km of local roads to supplement the Provincial and County road networks.

Highway 400 is a major north-south highway connecting Adjala-Tosorontio with major urban centres, which is 25 km from the township.