Auto Insurance in Vaughan

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Vaughan Auto Insurance with Oracle RMS

If you reside in Vaughan and own a registered vehicle, it is important to have auto insurance. Driving without car insurance is a very serious offence; you can be fined for a first conviction of a minimum of $5,000.00.

Located in the Region of York, the City of Vaughan is one of nine cities in the municipality and home to 306,233 residents as of 2016. The City of Vaughan has doubled in population by 80.2% between 1996 and 2006 during that time period. It is also the fifth-largest city in the Greater Toronto Area. In addition, the City of Vaughan is home to Canada’s Wonderland, a large tourist attraction in Ontario. Therefore, there are many drivers and vehicles constantly on the road in Vaughan. 

In Vaughan, when you purchase Auto Insurance with Oracle RMS, you are insuring your vehicle, all listed drivers, and any loss or damages resulting from a car accident.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest auto insurance rates in Vaughan that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of auto insurance quotes for all Vaughan residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision.

Auto insurance will protect and provide coverage for your vehicle(s), all listed drivers and any loss or damages. In Ontario, it is required to include and purchase the following automobile insurance coverage below:

Third Party Liability Coverage:

This section of a car insurance policy will provide coverage to protect the insured if a third-party has been injured or have succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.

Uninsured Automobile Coverage:

This coverage will protect the insured and their family, should they be injured or killed by a hit-and-run driver or by an uninsured motorist. It will also provide coverage to the insured’s vehicle caused by an identified uninsured driver.

Direct Compensation – Property Damage (DC-PD) Coverage:

This section of a car insurance policy covers damage to the insured’s vehicle and its contents and for loss of use of their vehicle or its contents in the case of an accident, for which the insured was not responsible for. Since it was another individual who caused damage, the insured will collect direct compensation from their insurer.

Statutory Accident Benefits Coverage

This will provide the insured with benefits if they are injured in an auto accident, regardless of who caused the accident. This includes medical, rehabilitation and attendant care benefits and income replacement benefits.

Whether customers are shopping for car insurance, are informed about their upcoming auto policy renewal or are looking to save money on their current policy, overall, it is important to be informed about auto insurance and how a policy works.

The Right Coverage For You

At The Best Price

Driving Statistics in Vaughan

Overall, there are a total of 114,695 drivers in Vaughan, which equals 78.21%. 63,545 of those Vaughan drivers are male, while the remaining 51,150 of Vaughan drivers are female. In addition, there are a total of 8,800 Vaughan passengers who are carpooling every day with other drivers.

With that being said, other forms of transportation for Vaughan residents are public transit with a total of 18,690 bus commuters, while 2,645 residents choose to walk to their destination, leaving 325 residents to ride a bike. Meanwhile, 1,500 Vaughan residents find other methods of transportation.

Majority of commuters in the City of Vaughan leave their homes from 7:00 AM to 7:59 AM, therefore the roads are at their busiest within that time frame. The second busiest time for commuters to leave their homes to head to work is from 8:00 AM to 8:59 AM, which is 24.68%. However, 22,440 commuters still prefer to leave earlier at 6:00 AM to 6:59 AM.

Driving Facts in Vaughan

 

The City of Vaughan’s road system is incredibly influenced by the City of Toronto because of its grid-like network.

The TTC extension of Line 1 of their subway system to travel all the way to the Vaughan Metropolitan Centre, near Jane Street and Highway 7, officially opened on Sunday December 17, 2017. It includes stops at Downsview Park, Finch West, York University, Pioneer Village and Highway 407 along the way.

With the TTC extension now stopping at the Vaughan Metropolitan Centre, also known as the City’s downtown, it is developing into a place of regional importance. It allows the area to become a multi-faceted and dynamic place to live, work, shop and lay.

Getting insured is quick and easy!

Auto insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for an insurance quote. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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