Office Building Insurance Erin

At Oracle RSM, we take great pride in offering comprehensive insurance coverage at competitive prices. Our knowledgeable insurance experts will sit with you to explore your insurance requirements and goals to make sure we can find you the right coverage.

Oracle RMS FAQ:

What are the benefits of office building property insurance?

A significant benefit of office building property insurance is its ability to prevent out-of-pocket expenses for replacements or repairs should your office building or its contents/business equipment suffer an insurable loss. Office building insurance can also help business owners swiftly recover from an insured incident by minimizing any long-term repercussions of loss.

What is covered by office building insurance?

Commercial general liability insurance and commercial property insurance are often the two coverages in a standard office building insurance policy. But, you might need to add additional coverage types, such as cyber insurance or professional liability insurance, depending on the different types of businesses operating within your office building.

What are the types of office insurance appropriate for my building?

What insurance types your office building needs depends entirely on the types of businesses operating within the building. However, standard coverage includes commercial general liability insurance and commercial property insurance, both essential for commercial building owners. 

Other types of commercial insurance you may want to consider are professional liability insurance, employer’s liability insurance and cyber liability insurance. 

Who is responsible for office building insurance?

Owners (a.k.a. landlords) of office buildings are responsible for insuring their commercial properties as they are the ones who will suffer an investment loss if their buildings are damaged or destroyed.