Commercial Realty Insurance in London

Oracle RMS is an expert at protecting your business’s commercial property. That’s because we have decades of experience providing business insurance in London.

We are partnered with a wide range of top insurance companies that can provide a variety of commercial insurance products, services and quotes for all London business owners.

At Oracle RMS, our licensed business insurance brokers work alongside our clients to help guide you through the process of purchasing the right insurance for your commercial property.

We make sure you understand all the business insurance jargon and information before you’ve made the final decision.

Oracle RMS FAQ:

What does commercial realty insurance cover in London?

Your London commercial policy is designed to protect your business against losses and damages from:

• Fire
• Accidental breakages
• Falling objects
• Natural hazards (e.g., earthquakes, hurricanes, hail, flood)
• Vandalism or theft
• Equipment malfunctions

Who needs commercial realty insurance in London?

No matter what type of business you have, whether it be big or small, if you own commercial property, you need London business insurance to protect your building.

How much does commercial realty insurance in London cost?

As every policy is different, how much commercial property insurance costs in London will vary based on several factors. Some of these include the following:

• Where your commercial realty is located
• The type of commercial realty
• What type of business you own and operate
• Any previous insurance claims
• Age and current condition of your property

Reach out to the team at Oracle RMS or visit our website to answer a few simple questions to begin your free commercial realty insurance quote.

What are the most common business insurance types in London?

Commercial General Liability Coverage

Commercial general liability insurance coverage provides coverage to protect the insured if a third party has been injured or succumbs to their injuries or their property is damaged.

It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.

Commercial Property Coverage

This type of business insurance coverage protects your commercial business against any loss or damage, such as fire, theft, vandalism and more.

It provides coverage for the physical assets inside and outside your commercial business, which includes the commercial building, inventory, electronics, equipment and tools, as well as the exterior fixtures.

Business Interruption Coverage

This protects the business owner(s) if their operations have been unexpectedly delayed due to a flood, earthquake, fire or windstorm.

It also provides protection should your commercial business need to close its doors temporarily.

Also, after a disaster, if you have to continue to operate in the middle of a rebuild, business interruption coverage can help you compensate for any lost income or costs incurred.

Plus, business interruption insurance also comes with several levels of coverage, such as Contingent Business Interruption, Named Perils Business Interruption and Service Interruption.

Commercial Automobile Coverage:

This section of a commercial insurance policy covers all listed business vehicles, such as cars, trucks, vans, commercial-use trailers and more.

It also protects your business when your vehicle(s) are involved in a collision or are stolen, vandalized or damaged while providing funds to repair or replace your vehicle(s). Lastly, a commercial auto insurance policy covers medical-related expenses and third-party property damage.