Cottage Insurance in Niagara-on-the-Lake

We’ve Got You Covered


Niagara-on-the-Lake Cottage Insurance with Oracle RMS

Looking for cottage insurance? Here at Oracle RMS, we pride ourselves on delivering the best cottage insurance in Niagara-on-the-Lake. Contact us today!

Home to 17,511 residents, Niagara-on-the-Lake is a town that has several historical claims to fame that include being both the only place in Canada with a “lord mayor” and the former capital of Upper Canada. In addition, the town also includes a number of former villages in Queenston, Glendale, McNab, Virgil, St. Davids, Homer, and Niagara-on-the-Green. Between the town’s close proximity to Niagara Falls, the presence of the popular Shaw Festival, and the many wineries in and around town, it’s no surprise that people are increasingly looking to buy cottages in this community.
Whether you’re planning to use your cottage as a personal getaway or you’re making your purchase with an eye towards retirement, it’s important to protect your investment with a rock-solid cottage insurance policy. Working with a professional insurance broker makes it easier for you to save time and money on your way to securing excellent cottage insurance in Niagara-on-the-Lake.


Looking for Cottage Insurance in Niagara-on-the-lake? We’ve Got You Covered!

As professional insurance brokers and as property owners, we understand how important it is to have an insurance policy that’s been crafted with you and your needs in mind. Contact us to get started on your cottage insurance journey today!

If you’re interested in securing cottage insurance in Niagara-on-the-Lake, here are some insurance coverages that you may want to ask your Oracle RMS broker about:

Contents Coverage:

In the event that a fire breaks out on your property, the last thing you want is to find out after the fact that the items and belongings you routinely left at the cottage were uninsured. Contents coverage makes it possible for you to receive fair value back if the items that stay in the cottage are ever damaged by an insured peril.

Detached Private Structures Coverage:

Sometimes cottage property includes more than just the cottage. If you have a toolshed, a detached garage, or a shelter where you keep your kayaks and canoes, detached private structures insurance can extend coverage to these additional fixtures.

The Right Coverage For You

At The Best Price

Cottage Facts in Niagara-on-the-Lake

Fact 1:

In 2018, the publication Comfort Life rated Niagara-on-the-Lake as one of the top places in Ontario for seniors to retire.

You can read about it here 


Fact 2:

For current and future Niagara-on-the-Lake cottage owners with an interest in golf, this town is home to North America’s oldest course. 

Fact 3:

Casablanca Cottage, one of the most popular cottage rentals in Niagara-on-the-Lake, was built in 1920. 


Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
google Review

“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
google Review

We Got you Covered