Home Insurance in Barrie


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Barrie Home Insurance with Oracle RMS

 If you reside in Barrie and own a home, it is important to have home insurance. This is incredibly important to have for all homeowners due to the fact that you want to protect your property should there be any unexpected circumstances.

A part of the Greater Golden Horseshoe, the City of Barrie has a total population of 141,434 residents. The City of Barrie is growing at a rate of 2.42% per year over the past 15 years from 2001 to 2016. It is known for its motto, “The people are the city”. Like the majority of the cities in Canada, Barrie’s residents live in many different housing types like townhouses, condos, detached homes and apartments. There are 37,340 homeowners in the city. Residents of Barrie are attracted to the city because of the affordable housing market and robust job opportunities.

It has been steadily growing throughout past decades as it is recognized as a bedroom community of Toronto. Some Barrie residents commute to downtown Toronto to work, while others prefer not living in the bustling busy city but are close by. Due to these reasons, the housing market is growing steadily to serve the new and consistently growing population. With that being said, homeowners in Barrie should ensure they have the best home insurance to protect their home and investment should the unexpected occur.

In Need of Insurance for Your Home? We Have You Covered

In Barrie, when you purchase Home Insurance with Oracle RMS, you are insuring your home, dwelling, contents and additional living expenses in the event that you are temporarily unable to live in your home due to an insured loss in certain circumstances.

 By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest home insurance rates in Barrie that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of home insurance quotes for all Barrie residents.


At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your home policy before you’ve made the final decision.

Owning a home is typically the largest investment you’ll ever purchase. Home insurance will protect and provide coverage for your home, personal liability of you, your spouse/partner and your children and any loss or damages. In Ontario, it is required to include and purchase the following home insurance coverage below:

Personal Liability Coverage:

This section of a home insurance policy will provide coverage to protect the insured should a person or their property suffer an injury in your home and they decide to take legal action against you.  


Contents Coverage:

This type of coverage covers the contents, valuables and personal belongings that reside in your home. It also provides coverage when you’re travelling away from your home – this is covered by an insured peril should there be damages in your home. Insured perils can range from vandalism, theft, fire, flooding, smoke damage, water damage and more.

Dwelling Coverage:

This type of coverage in a home insurance policy will cover the costs associated with damages by insured perils in your home. The damages covered include the replacement cost of your entire home as well as the garage and patio.  

Additonal Living Expenses Coverage:

This type of coverage covers the insured if serious damages to your home are severe enough that you are displaced and need to live elsewhere for a period of time. It will cover the following costs: temporarily living in a hotel and rental and storage for your belongings.  

Whether customers are shopping for a better home insurance policy, are informed about their upcoming home policy renewal or are looking to save money on their current policy, overall, it is important to be informed about home insurance and how a policy works.

The Right Coverage For You

At The Best Price

Home Statistics in the City of Barrie

Overall, there are a total of 37,240 homeowners in Barrie. The most popular dwelling size in the City of Barrie are 3 bedrooms, which is 39.57%. The least popular dwelling size is 1 bedroom or less.

With that being said, there are a total of 52,475 occupied private dwellings in the City of Barrie. There are 31,505 single-detached houses, 2,250 semi-detached houses, 5,530 row houses and 35 other single-attached houses in the City of Barrie. Meanwhile, the average household size is 2.7% in Barrie.

Statistics show that there are 11,890 people who are living in a 1-person household, 16,700 people who are living in a 2-person household, 9,575 people who are living in a 3-person household, 9,080 people who are living in a 4-person household and 5,230 people living in a 5 or more person household in Barrie.

Home Facts in the City of Barrie 


There are 15,140 renters in the City of Barrie in comparison to the 37,340 homeowners.

Some popular attractions in Barrie are the Snow Valley Ski Resort and Mount St. Louis for snowboarding, skiing and winter sports activities. Innisfil Beach Park and Centennial Park are the two top go-to beaches within the city attracting many visitors in the warm summer months. Barrie Hills Farms and the Maclaren Art Centre are both popular stops in the city if you are looking for fresh farmers market produce or an afternoon at an art museum.

Between 1961 and 1980, there were 10,185 houses built in the City of Barrie. Between 2001 and 2005, there were 9,460 houses built.18,060 homes were built in the City of Barrie with 4 or more bedrooms.

Getting insured is quick and easy!

Commercial insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for an insurance quote. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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We Got you Covered