Home Insurance in Oakville


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Oakville Home Insurance with Oracle RMS

 If you reside in Oakville and own a home, it is important to have home insurance. This is incredibly important to have for all homeowners due to the fact that you want to protect your property should there be any unexpected circumstances.

The Town of Oakville is Ontario’s largest town with a population of 193,832 people. The town is located in southern Ontario between Toronto and Hamilton and is in the Halton Region. Its motto is “Avancez.” This means “Go forward,” which is exactly what the Town of Oakville is doing. Oakville continues to grow in population and development, which has increased by 6.2% since the 2011 Canadian Census.

With that being said, for homebuyers looking to move away from the city, but be still part of the Greater Toronto Area (GTA) or homeowners currently living in Oakville must ensure that they also have the best home insurance. This is because it is always important to have the right home insurance protection coverage should there be any unexpected situations.  

In Need of Insurance for Your Home? We Have You Covered

In Oakville, when you purchase Home Insurance with Oracle RMS, you are insuring your home, dwelling, contents and additional living expenses in the event that you are temporarily unable to live in your home due to an insured loss in certain circumstances.

By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest home insurance rates in Oakville that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of home insurance quotes for all Oakville residents.

At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your home policy before you’ve made the final decision.

Owning a home is typically the largest investment you’ll ever purchase. Home insurance will protect and provide coverage for your home, personal liability of you, your spouse/partner and your children and any loss or damages. In Ontario, it is required to include and purchase the following home insurance coverage below:

Personal Liability Coverage:

This section of a home insurance policy will provide coverage to protect the insured should a person or their property suffer an injury in your home and they decide to take legal action against you.  


Contents Coverage:

This type of coverage covers the contents, valuables and personal belongings that reside in your home. It also provides coverage when you’re travelling away from your home – this is covered by an insured peril should there be damages in your home. Insured perils can range from vandalism, theft, fire, flooding, smoke damage, water damage and more.

Dwelling Coverage:

This type of coverage in a home insurance policy will cover the costs associated with damages by insured perils in your home. The damages covered include the replacement cost of your entire home as well as the garage and patio.  

Additonal Living Expenses Coverage:

This type of coverage covers the insured if serious damages to your home are severe enough that you are displaced and need to live elsewhere for a period of time. It will cover the following costs: temporarily living in a hotel and rental and storage for your belongings.  

Whether customers are shopping for a better home insurance policy, are informed about their upcoming home policy renewal or are looking to save money on their current policy, overall, it is important to be informed about home insurance and how a policy works.

The Right Coverage For You

At The Best Price

Home Statistics in the Town of Oakville

Overall, there are a total of 54,130 homeowners in Oakville. The most popular dwelling size in the Town of Oakville is four or more bedrooms, which is 46.22%. The least popular dwelling size is one bedroom or less.

With that being said, there are a total of 66,265 occupied private dwellings in the Town of Oakville. There are 40,530 single-detached houses, 2,615 semi-detached houses, 11,065 row houses and 65 other single-attached houses in the Town of Oakville.  

Meanwhile, the average household size is 2.9% in Oakville. Statistics show that there are 11,760 people who are living in a 1-person household, 18,715 people who are living in a 2-person household, 12,170 people who are living in a 3-person household, 15,560 people who are living in a 4-person household and 8,070 people living in a 5 or more person household in Oakville.

Home Facts in the Town of Oakville 


The Town of Oakville is divided into communities. They are based on traditional neighbourhoods which are: Old Oakville, Kerr Village, Bronte, Eastlake, Clearview, College Park, Iroquois Ridge North, Iroquois Ridge South, Glen Abbey, Palermo, River Oaks, Uptown Core and West Oak Trails.

Oakville ranks in sixth place for the highest average price in real estate with $1.0M.

Oakville is known to have many family-friendly festivals such as the Downtown Oakville Jazz Festival, Waterfront Festival, Kerrfest and For the Love of the Arts Festival

Getting insured is quick and easy!

Commercial insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for an insurance quote. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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We Got you Covered