Landscaper Insurance in Kitchener

Commercial General Liability Insurance

Covers claims for third-party injuries and property damage caused by your business activities. It pays for claims, lawsuit costs, and settlements up to your coverage limit.

Tools and Equipment Insurance

Protects your portable tools and equipment, like hand tools, safety gear, and heavy machinery, from damage caused by fire, water, natural disasters, vandalism, or theft.

Equipment Breakdown Insurance

Covers the costs of repairing or replacing tools and machinery, like mowers, trimmers, or excavators, if they unexpectedly break down, reducing downtime.

Pollution Liability Insurance

Covers costs for environmental damage, injuries, and property damage caused by your heavy equipment, vehicles, fertilizers, and pesticides. It includes pollution-related claims, civil fines, and cleanup costs.

Commercial Property Insurance

Covers damage and loss to your property and business items, such as buildings, electronics, tools, equipment, and inventory, caused by fire, water, natural disasters, vandalism, or theft. It helps pay for repairs or replacements.

Business Interruption Insurance

Protects you if your operations are disrupted by events like floods, earthquakes, fires, or windstorms. It covers lost income and extra costs if you need to temporarily shut down or continue operating while rebuilding.

Commercial Auto Insurance

Essential for all company vehicles used for work. Covers your commercial vehicles, such as cars, trucks, vans, and trailers used to transport heavy equipment. It also covers collisions, theft, vandalism, medical expenses, and damage to other people’s property.

Get leading landscaping insurance from Oracle RMS in Kitchener, Ontario, today!

At Oracle RMS, we know accidents can happen anytime on the job. That’s why our landscaper insurance protects your business from accidents, equipment breakdowns, theft, and vandalism. Whether you run a large company or work as a contractor, our team of brokers will get you the best landscaper insurance policy at the right price.

Safeguard your Kitchener landscaping business today and get a free landscaper insurance quote from Oracle RMS!

FAQs

Does landscaping insurance cover personal injury?

Yes, landscaping insurance covers third-party injuries under the general liability portion of your coverage. If someone gets hurt while you’re working, the insurance helps pay for their medical bills and related costs.

Why is insurance for landscapers important?

Insurance for landscapers in Kitchener is important because it protects your business from financial losses due to accidents, injuries, property damage, and equipment theft. It also helps cover legal fees if you face a lawsuit, ensuring your business runs smoothly.

The Right Coverage For You

At The Best Price

“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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