Motorcycle Insurance in Kitchener


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Kitchener Motorcycle Insurance with Oracle RMS

If you reside in Kitchener and own a motorcycle, it is important to have motorcycle insurance. This is incredibly important to have for all bike riders due to the fact that you want to protect your bike(s) should there be any unexpected circumstances.

Part of the Regional Municipality of Waterloo is the City of Kitchener in southern Ontario. Located approximately 100 km west of Toronto, the City of Kitchener had a population of 233,222 people based on the 2016 Census and covers an area of 136.86 square kilometres. However, the City of Kitchener continues to develop today, partly due to Kitchener’s growing economy. According to the 2019 Deloitte Technology Fast 59 list, two of the top three of Canada’s fastest growing tech companies are located in the City of Kitchener. Due to this boost in jobs, the City of Kitchener has plenty of commuters coming in and out of the city that ranges from cars, trucks, public transit and even motorcycles.

That’s why it’s always a good reminder to stay safe on the roads and be cautious of those around you, especially for motorcycle riders in Kitchener. These Kitchener riders need to be more attentive when they’re riding because some of the common causes of motorcycle accidents are from left-turning vehicles, lane and split changes and speeding. With that being said, Kitchener motorcycle riders must always have motorcycle insurance as it is illegal to ride without insurance in Ontario. Having motorcycle insurance in Kitchener will protect every Kitchener rider and their bike from any loss or damages. Therefore, purchasing motorcycle insurance in Kitchener is required to have.

Motorcycle insurance will protect and provide coverage for your bike(s), all listed riders and any loss or damages. In Ontario, it is required to include and purchase the following motorcycle insurance coverage below:


Comprehensive Coverage:

This type of coverage will cover for any loss or damages caused by fire, vandalism, theft, storms, hail damage and other non-traffic accident claims.

Collision Coverage:

This section of a motorcycle insurance policy provides coverage if you’re in an accident that is your fault. This coverage will help pay for the bike repairs that were damaged in the accident that is less than the deductible amount.    

Total Loss Insurance Coverage:

This type of coverage will help pay to replace your bike.

Liability Coverage:

This section of a motorcycle insurance policy will provide coverage to protect the insured if a third-party has been injured or has succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.


Whether customers are shopping for motorcycle insurance, are aware of their upcoming motorcycle policy renewal or are looking to save money on their current policy, overall, it is important to be informed about motorcycle insurance and how a policy works.

In Need of Insurance for Your Motorcycle? We Have You Covered


In Kitchener, when you purchase Motorcycle Insurance with Oracle RMS, you are insuring your bike(s), all listed riders, and any loss or damages resulting from a motorcycle accident.


By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest motorcycle insurance rates in Kitchener that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of motorcycle insurance quotes for all Kitchener residents.


At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision


The Right Coverage For You

At The Best Price

Motorcycle Facts in the City of Kitchener


The City of Kitchener only has one government-approved motorcycle safety course available in their city. New Kitchener riders can take their riding courses with the Ontario Motorcycle Safety Association.

There aren’t many motorcycle dealers in the City of Kitchener, but residents looking to purchase a new bike can go to these locations: Zdeno Cycle or RGH Cycles.

A popular riding route for Kitchener motorcycle riders is riding down the Forks of the Credit Road in Caledon, ON. Riders would need to ride about an hour and 15 minutes from the City of Kitchener just to get to this popular road, which isn’t a very long trip. It is mainly known for its twists and turns.

Get the best motorcycle insurance in Kitchener, quick and easy!

Motorcycle insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

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