Motorcycle Insurance in Niagara Falls


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Niagara Falls Motorcycle Insurance with Oracle RMS

If you reside in Niagara Falls and own a motorcycle, it is important to have motorcycle insurance. This is incredibly important to have for all bike riders due to the fact that you want to protect your bike(s) should there be any unexpected circumstances.

The City of Niagara Falls in southern Ontario is located on the western side of the Niagara River in the Golden Horseshoe region. It has a population of 88,071 people. Known to be a very popular tourist area predominantly due to the Falls, the City of Niagara Falls can often cause plenty of traffic because of the many vehicles, buses, commercial vehicles and motorcycles on the road. For many of the tourists looking to visit the City of Niagara Falls are coming from up north, this means that the main route to get to Niagara Falls involves taking the Queen Elizabeth Way (QEW), which has a length of 139.1 km (86.4 mi).

With that being said, the QEW allows motorcycle riders in Niagara Falls and outside the city an opportunity to enjoy a nice ride down to get there and back. However, this means that Niagara Falls riders must stay cautious and safe on the road and those around them. This is why it is important for all Niagara Falls motorcycle riders to have motorcycle insurance. Not only is it considered illegal in Ontario to not have insurance, but it will also provide coverage and protection for these Niagara Falls riders and their bike for any loss or damages should an accident were to ever occur. Therefore, motorcycle insurance in Niagara Falls is needed for all Niagara Falls riders.

Motorcycle insurance will protect and provide coverage for your bike(s), all listed riders and any loss or damages. In Ontario, it is required to include and purchase the following motorcycle insurance coverage below:


Comprehensive Coverage:

This type of coverage will cover for any loss or damages caused by fire, vandalism, theft, storms, hail damage and other non-traffic accident claims.

Collision Coverage:

This section of a motorcycle insurance policy provides coverage if you’re in an accident that is your fault. This coverage will help pay for the bike repairs that were damaged in the accident that is less than the deductible amount.    

Total Loss Insurance Coverage:

This type of coverage will help pay to replace your bike.

Liability Coverage:

This section of a motorcycle insurance policy will provide coverage to protect the insured if a third-party has been injured or has succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.


Whether customers are shopping for motorcycle insurance, are aware of their upcoming motorcycle policy renewal or are looking to save money on their current policy, overall, it is important to be informed about motorcycle insurance and how a policy works.

In Need of Insurance for Your Motorcycle? We Have You Covered


In Niagara Falls, when you purchase Motorcycle Insurance with Oracle RMS, you are insuring your bike(s), all listed riders, and any loss or damages resulting from a motorcycle accident.


By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest motorcycle insurance rates in Niagara Falls that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of motorcycle insurance quotes for all Niagara Falls residents.


At Oracle RMS, you will work along with one of our licensed brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your auto policy before you’ve made the final decision


The Right Coverage For You

At The Best Price

Motorcycle Facts in the City of Niagara Falls


There is one Niagara Falls Touring and Cruising Club called Bikers Rights Organization Niagara and one Niagara Falls Off-Road Club called Niagara Timberline Riders.

A popular riding route for Niagara Falls riders is the “Niagara Cherry Blossom Ride.” The route starts and ends in Beamsville, ON and is approximately a 110-km route.

There are only a few motorcycle dealers in the City of Niagara Falls, such as the V Twin Cycle and Harley Davidson. Potential new riders in Niagara Falls looking to purchase a bike will need to cross the border for more options.

Get the best motorcycle insurance in Niagara Falls, quick and easy!

Motorcycle insurance is what you need, request a free online quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

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