Motorcycle Insurance in Richmond Hill


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Richmond Hill Motorcycle Insurance with Oracle RMS

If you reside in Richmond Hill and own a motorcycle, it is important to have motorcycle insurance. This is incredibly important to have for all bike riders due to the fact that you want to protect your bike(s) should there be any unexpected circumstances.

Located in the Regional Municipality of York contains the third populous municipality, which is the City of Richmond Hill. With a population of 195,022 people, the City of Richmond Hill has seen significant growth since the 1990s. This means that there are many ways for Richmond Hill to commute around the urban and developed city. In fact, there are over 86,000 commuters in the City of Richmond Hill, such as cars, public transit and motorcycles. With that being said, it’s important for all Richmond Hill riders to make sure they have the proper coverage and insurance. This is due to the fact that Richmond Hill has had many collisions occur in the city, especially at the intersection of Yonge Street and Carrville Road/16th Avenue with over 80 collisions.

Although the City of Richmond Hill does not have many riding routes available, speeding, lane splitting and left-turning vehicles are the main causes of motorcycle accidents. Therefore, that is why Richmond Hill riders must have motorcycle insurance to not only remain safe and cautious on the roads. On top of riding without insurance being illegal in Ontario, motorcycle insurance will also have protection for every Richmond Hill rider and their bike from any potential loss or damages. That is why motorcycle insurance in Richmond Hill is crucial to have.

Motorcycle insurance will protect and provide coverage for your bike(s), all listed riders and any loss or damages. In Ontario, it is required to include and purchase the following motorcycle insurance coverage below:


Comprehensive Coverage:

This type of coverage will cover for any loss or damages caused by fire, vandalism, theft, storms, hail damage and other non-traffic accident claims.

Collision Coverage:

This section of a motorcycle insurance policy provides coverage if you’re in an accident that is your fault. This coverage will help pay for the bike repairs that were damaged in the accident that is less than the deductible amount.    

Total Loss Insurance Coverage:

This type of coverage will help pay to replace your bike.

Liability Coverage:

This section of a motorcycle insurance policy will provide coverage to protect the insured if a third-party has been injured or has succumbed to their injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage. It will also compensate for the cost of settling a claim.


Whether customers are shopping for motorcycle insurance, are aware of their upcoming motorcycle policy renewal or are looking to save money on their current policy, overall, it is important to be informed about motorcycle insurance and how a policy works.

In Need of Insurance for Your Motorcycle? We Have You Covered


In Richmond Hill, when you purchase Motorcycle Insurance with Oracle RMS, you are insuring your bike(s), all listed riders, and any loss or damages resulting from a motorcycle accident.


By partnering with Oracle RMS, we provide excellent customer service and work hard to get you some of the lowest motorcycle insurance rates in Richmond Hill that best suit your unique needs. We are proud to be partnered with a wide range of insurance companies who can provide a variety of motorcycle insurance quotes for all Richmond Hill residents.


At Oracle RMS, you will work along with one of our licensed insurance brokers to help guide you through the quoting process. They will make sure you understand all the insurance jargon and information up to the last detail of your motorcycle insurance policy before you’ve made the final decision


The Right Insurance Coverage For You

At The Best Price

Motorcycle Facts in the City of Richmond Hill


Although the City of Richmond Hill does not have their own Driving Test Centre located in the area, the closest location for Richmond Hill riders to take their M2 and/or M road test is the Toronto Downsview Driving Test Centre or the Newmarket Driving Test Centre.

There are two locations near the City of Richmond Hill that offer the proper motorcycle riding school. Richmond Hill riders can get their courses done in North York with the Rider Training Institute or Markham with Learning Curves.

To repair any issues with your motorcycle, Richmond Hill riders can go to the following motorcycle repair shops located right in their area: Hello Tire, Wrenchwerx, Pfaff Harley-Davidson and many more.

Get the best motorcycle insurance in Richmond Hill, quick and easy!

Request a free online motorcycle insurance quote now. Takes less than two minutes!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

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