Watercraft and Boat Insurance in Aurora

Boat liability coverage

Personal liability coverage protections a boat’s owner against third-party property damage and bodily injuries claims. This coverage pays for medical care, medical treatment, and any legal costs incurred as the result of a lawsuit.

Boat towing and assistance coverage in Aurora

If your boat breaks on the water and you get stranded, this kind of coverage will provide coverage for emergency assistance and rescue operations, including wreckage removal for a boat sink. It will pay for the mechanics, repairs, and towing. Additionally the expense of renting a boat while the damage to your boat is being fixed is also covered.

Comprehensive watercraft insurance

Comprehensive coverage protects you in the event that your boats are stolen, lost, or vandalized. In addition, it can provide insurance coverage against weather-related disasters, fires, and other risks that don’t encompass a boating accident.

Medical payments coverage

Medical coverage will cover your medical expenses if you suffer an injury on board your boat.

Uninsured or underinsured boater

If you get into a boating accident with an uninsured boater and suffer physical injuries, this policy will provide coverage for associated damages like lost wages, medical expenses, physical damage coverage, and more.

Fuel spill liability

To prevent pollution in Canadian coastal and pacific coastal waters, this coverage will cover the costs of the environmental clean-up efforts, should you accidentally spill fuel, chemicals, and other pollutants off you boat.

Personal belongings

Personal belongings will cover the cost of damages and losses to personal belongings left on your boat such as fire extinguishers, lifesaving equipment, fishing equipment, permanently attached equipment, and other sporting equipment. Just note that policy limits vary.

To learn more about the pwc insurance we offer, reach out to the Oracle RMS team directly or get a free quote using our online tool.

Boat insurance coverage for everyone!

At Oracle RMS, we’re pleased to offer boat insurance to all kinds of boat owners including:

• Yacht insurance
• Kayak insurance
• Sailboat insurance
• Jet ski insurance

Get a Tailored Boat Insurance Policy with Oracle RMS

At Oracle RMS, we understand that all boats and their owners are different, which is why our brokers are dedicated to providing customized insurance solutions tailored to your unique needs. With years of experience in the insurance industry, our knowledgeable brokers will work closely with you to find a policy that you can feel confident in.

FAQs

Does boat insurance cover damage?

Physical damage coverage often covers the cost of boat repairs required due to damage resulting from a variety of hazards. Risks protected under this policy include damages from waves, weather-related events, fires, collisions with docks, vandalism, and more. Just keep in mind that the damages included will vary between policies.

Therefore, we suggest reading the terms and conditions of your insurance , so that you better understand what is and isn’t covered within your personal policy. That way, you’ll be able to see whether or not any additional insurance coverage is needed moving forward.

What is the difference between marine insurance policy cover and boat insurance?

Marine insurance encompasses a more extensive range of boats, including cargo, vessels, and terminals. It also risks related to maritime operations, freight transportation, and commercial shipping.

On the other hand, boat coverage deals with risks associated with owning and operating a recreational watercraft.

The Right Coverage For You

At The Best Price

“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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