Watercraft and Boat Insurance in Guelph

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Watercraft and Boat Insurance With Oracle RMS

For protection against boating accidents in Ontario, Canada boat owners can count on Oracle RMS for insurance guidance and solutions tailored to their needs.

Types of boat insurance coverage

Boat insurance for your personal watercraft encompasses several different policies such as:

Get a free quote for Watercraft and Boat Insurance with Oracle RMS today!

Boat liability insurance

Liability boat insurance provides coverage against third-party claims of property damage or personal injuries you cause while boating.

You will not have to pay for the cost of lawyer fees, medical payments, or other expenses that result from liability suits.

Comprehensive boat coverage

Comprehensive offers protection against non-accident related damage like theft, vandalism, and any other damage listed in your policy.

Boat towing and assistance coverage in Guelph

If your boat breaks down while you’re out on the water, this policy will cover the cost of emergency towing, fuel delivery, or other assistance needed to get you back to shore safely.

Personal belongings watercraft coverage

Personal belonging coverage will insure you against the loss, theft, or damage of any items stored on your boat. This includes fishing equipment, water sports equipment, navigation devices, and any other items you leave on your boat.

Personal watercraft insurance for all kinds of boat owners

  • Sailboat insurance
  • Kayak insurance
  • Jet skis insurance
  • Yacht insurance
  • Fishing boats insurance
  • Marine insurance

Get a customized boat insurance quote from Oracle RMS today!

For boat insurance coverage customized to your unique needs and budget, look no further than Oracle RMS.

As a watercraft and boat insurance company in Guelph, Ontario our brokers work on your behalf to ensure you find the right protection, so you and your family can go out on the water and enjoy your time with peace of mind.

For a free quote, reach out to the team at Oracle RMS directly or use our online quote tool from the comfort of your own home!


How much is boat insurance in Guelph?

Given that all boats and owners are different, your boat insurance cost will differ from others based on these factors:

  • The kind of boat you operate and the motor capacity.
  • How much it will cost to replace or repair your boat in the event of damage or a total loss. 
  • The kind of insurance policies and maximums you decide on.
  • Your prior history of claims.
  • When and how frequently you intend to use your boats.
  • Whether or not safety devices and features are fitted on your boat.
  • Where you decide to keep your boat when you’re not using it.
  • Whether you qualify for any discounts

Does Boat insurance cover water damage?

If you have comprehensive boat insurance, you likely have protection from water-related risks. Comprehensive can protect you against non-collision damage, like fire, severe weather, and water damage. However, it will depend on your policy.

We suggest reaching out to your insurance provider to confirm that your boat’s covered from water damage. They’ll be able to confirm whether it is already included in your policy, or if you need to add it. 

The Right Coverage For You

At The Best Price

Get Your Free Insurance Quote with Oracle RMS Today

Get your free quote for Watercraft and Boat Insurance in Guelph, today!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

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