Watercraft and Boat Insurance in Hamilton

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Watercraft and Boat Insurance With Oracle RMS

Spending time on the water is great fun, but without the right protection, your boat, investment, and safety could be at risk. That’s why it’s important for boat owners to get personal watercraft insurance coverage. Why not choose a reliable company like Oracle RMS in Hamilton? We’re here to support you!

At Oracle RMS, we specialize in making personalized boat insurance policies for boaters in Ontario. We know everyone has different needs, so we’ll create a boat insurance policy that’s just right for you. With Oracle RMS, you can sail confidently knowing you have insurance that’s designed with your best interests in mind.

What does boat insurance cover?

Standard boat or personal watercraft insurance coverage can assist if your boat is stolen or damaged in an accident. It also covers legal expenses if someone is injured on your boat. If your boat needs repairs, the insurance might cover the cost of renting another one. It also protects your personal belongings and fishing gear on the boat, such as life jackets, water skis, and fishing equipment. Plus, it provides help with emergency towing if needed.

Get a free quote for Watercraft and Boat Insurance with Oracle RMS today!

Boat insurance policies from Oracle RMS

At Oracle RMS, we offer different kinds of boat insurance for what Canadian boaters need:

  • Liability Insurance: If you accidentally harm someone or damage their things with your boat, liability coverage helps cover it.
  • Broad Navigational Territory: Depending on your policy, this protects you when you’re boating in Canada, the U.S., and some Caribbean areas.
  • Watercraft Medical Coverage: If you get hurt on your boat or while getting off it, this insurance helps with your medical bills.
  • Emergency Towing and Loss of Use: If you’re stuck on the water, this covers the costs of getting help, towing, and fixing your boat. It also pays for renting another boat while yours is being fixed.
  • Accidental Pollution Liability: We want to keep our water clean. If you accidentally spill harmful stuff into the water, this insurance helps pay to clean it up.
  • Uninsured Watercraft Insurance: If someone without insurance causes an accident that hurts you or your guests, this insurance helps with the costs.

Factors that affect how much you pay for boat insurance:

Wondering what can affect the cost of your boating insurance premiums? Here are just some of the factors the insurance company will consider:

  • Boat Size and Power: Bigger and stronger boats usually cost more to insure.
  • Boat Value and Replacement Cost: How much your boat is worth and how much it would cost to get a new one.
  • Boating Experience and Record: Your past boating and driving history.
  • Recent Inspections: Whether your boat has been checked recently by a professional.
  • Claims History: Fewer past claims can mean lower costs.
  • Boating Area: The risk level of the waters you’ll be on.
  • Storage: Where and how you store your boat when you’re not using it can also change your insurance costs.

Get top-quality boat insurance with Oracle RMS today!

Damage to your boat can be a real hassle, but don’t worry! With Oracle RMS insurance brokers, your boat is covered for accidents, crashes, and even vandalism. Get in touch with Oracle RMS today for a free quote on boat and watercraft insurance!


What does boat insurance cover?

Boat insurance covers damage to your boat, liability coverage if someone gets injured or their property is damaged, medical payments if someone gets hurt on your boat, and sometimes even theft or vandalism.

The Right Coverage For You

At The Best Price

Get Your Free Insurance Quote with Oracle RMS Today

Get your free quote for Watercraft and Boat Insurance in Hamilton, today!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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