Watercraft and Boat Insurance in Ottawa

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Watercraft and Boat Insurance With Oracle RMS

Whether you’re cruising the Rideau Canal or docking by the Ottawa River, accidents can happen, and it’s essential to be protected. Here at Oracle RMS, we understand the unique needs of boat owners in our community. That’s why we provide boat insurance solutions that protect your investment and lifestyle.

From jet skis to yachts, our comprehensive policies are designed to meet the specific demands of your watercraft. Get a free boat insurance quote today and discover how we, as Ottawa’s boat insurance experts, can help secure your boating adventures with the right insurance coverage at the most affordable price.

What is Ottawa boat insurance?

Boat insurance in Ottawa, Ontario, helps boat owners pay for costs if something goes wrong with their boat. It can cover damage to your boat, costs if you hurt someone or damage their property in a boating accident, medical bills if passengers get injured, and sometimes theft or vandalism. It often also pays for emergency towing if your boat stops working on the water.

While it’s not required by law in Oakville to have boat insurance, it’s a good idea to have it to make sure you’re covered for accidents or other surprises when you’re boating.

What does boat insurance from Oracle RMS cover?

Here’s how Oracle RMS can help keep your personal watercraft safe with a boat insurance policy that includes:

Get a free quote for Watercraft and Boat Insurance with Oracle RMS today!

Liability Insurance

This type of insurance covers you if you cause injury to someone or damage their property while boating. It pays for things like legal expenses, medical costs, and other related expenses if someone sues you.

Comprehensive Boat Insurance

This insurance protects your boat from things that don’t involve a crash, such as vandalism, theft, water damage, and fires. Be sure to check with your insurance company to see exactly what’s included, as coverage can vary.

Boat Towing and Assistance

If your boat stops working while you’re out on the water, this coverage helps with the cost of towing your boat to a repair shop. It also covers emergency services like fuel delivery if you need it.

Watercraft Medical Coverage

If you get hurt on your boat or while getting off, this insurance will help pay for your medical costs.

Accidental Pollution Liability

We all want to keep our waters clean. If you accidentally spill harmful substances into the water, this insurance will help pay for the cleanup.

Insurance for all types of watercraft!

At Oracle RMS, we provide insurance for all kinds of boats, big and small, including:

  • Fishing boats
  • Sailboats
  • Ski boats
  • Jet boats
  • Deck boats
  • Yachts
  • Sea doos
  • Pontoon boats
  • and more!

How much does boat insurance cost in Ottawa?

The price of boat and personal watercraft insurance varies based on a few factors, such as how big and valuable your boat is, your driving record and experience with boats, any previous insurance claims, and where you store your boat when you’re not using it.

If you’re searching for affordable boat insurance, our registered insurance brokers will compare prices from leading insurance providers to get you the best deal. We’ll also look over your current coverage limits and suggest adding more if it seems like it would better meet your needs.

Get top-quality boat insurance in Ottawa with Oracle RMS today!

For quality boat insurance in Ottawa, look no further than Oracle RMS. Our insurance brokers will guide you to a policy that matches your boating style, history, and budget.

Looking for a boat insurance quote? Reach out to our Oracle RMS brokers by phone or use our online tool. We’ll give you a great price for insurance that fits your needs perfectly.


How much does boat insurance cost in Ottawa?

The cost of boat insurance in Ottawa varies depending on factors like the type of boat, its size, how you use it, and your boating experience. It’s best to compare quotes for an accurate price.

What types of watercraft can be insured?

Almost all types of watercraft can be insured, including fishing boats, sailboats, yachts, jet skis, and catamarans.

The Right Coverage For You

At The Best Price

Get Your Free Insurance Quote with Oracle RMS Today

Get your free quote for Watercraft and Boat Insurance in Ottawa, today!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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