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The city of Richmond Hill is consistently busy during the winter season, as its denizens make their way around town having to continue their day-to-day lives regardless of how much snow has fallen. The cold and long season spares no town in Ontario from winter’s sometimes harsh elements. As the streets and roads in suburban Richmond Hill become packed with fresh snowfall, it’s the cities snow removal contractors who save the day by managing the city’s routes by clearing roads and pathways.

If you’re a snow removal contractor in Richmond Hill or operate a snow removal business, you are well aware of the risks that are associated with the job; whether they affect your business, your clients, or yourself directly. Here at Oracle RMS, we have experience in providing snow removal insurance to contractors all across Ontario including the Richmond Hill area. We understand that the risks in snow removal are unique to this very specific line of work. We understand your business and are able to adequately assess the exposure you face every day while serving the city. Snow removal contractor insurance is necessary for these Richmond Hill businesses as it will protect your business from many risks and exposures.

The biggest risk a snow removal business will face is the high probability of a client suffering a slip and fall on a property you have serviced. No matter the quality of service you provide, these unexpected falls can occur. You will be held responsible for negligence should a client sustain a slip and fall injury on the premises you’ve serviced. In Richmond Hill, Oracle RMS will assess your snow removal business and deliver you the best coverage necessary to protect you in scenarios just like this.

Your snow truck, cleaning equipment and tools are all a vital component to the success of your business. It’s important to understand that while in use, these elements are all at risk of damage, theft or even accidents. Since they are the main component in providing service, should they be compromised, your ability to provide quality service will be compromised as well. By protecting your property with insurance coverage, you will be protected from the unexpected.

Richmond Hill snow removal insurance policies can include these exclusive coverages:

Commercial Auto Insurance: Vehicles with the use for business purposes can be covered from damages. Damages range from theft, to accidents and accidents from unfavourable weather conditions. This type of coverage will also insure the connected plows and all equipment that is attached.
Property Insurance: This coverage will cover the costs of repairing or replacing the snow plow should it suffer damages or an accident and if it breaks down.
Liability Insurance: If a client sustains injuries during a slip and fall on the property you’ve provided services to, this coverage will cover the costs of damages and medical expenses. Should you damage their property, this insurance will cover the associated costs of damages as well.

As a snow removal contractor clearing the streets of Richmond Hill, your services prove invaluable to the city’s structure, mobility and functionality during the winter season. As you work to protect your communities during the winter, remember to also protect yourself and your snow removal business. Reach out to a licensed professional at Oracle RMS today to receive a customized quote tailored to your unique business needs!

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